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Sports & Activities cover:

We cover many sports and activities on our travel insurance policies.
Some are included automatically within our Travel Insurance, as shown below. Others need to be added when you are buying your policy online. Please refer to the 'Endorsements' for the special terms applying.

Sports & Activities covered automatically on your policy on a recreational basis:

  • Abseiling
  • Aerobics; Fitness Classes
  • Angling
  • Archaeological Digging
  • Archery
  • Assault Course
  • Athletics
  • Badminton
  • Ballooning
  • Banana Boating
  • Baseball; Rounders; Softball
  • Basketball; Korfball; Netball; Volleyball
  • Biathlon
  • Black Water Rafting
  • Boating (any craft under 10m long, inside 12mile limit)
  • Boardsailing
  • Boules; Bowling
  • Bungee Jumping (max 3 jumps)
  • Camel Riding
  • Canoeing; Kayaking (river & lake grade 1-3 only)
  • Clay Pigeon Shooting
  • Climbing Wall
  • Conservation or Charity Work (hand tools only)
  • Cricket
  • Croquet
  • Curling
  • Cycling (recreational), inc. Touring, not BMX, competition or stunting
  • Dance
  • Dinghy Sailing (inside 12 mile limit)
  • Dog Sleigh (not racing)
  • Dry Slope Skiing
  • Elephant Riding
  • Falconry
  • Fell (hill) walking; running
  • Fencing
  • Fishing; Deep Sea Fishing
  • Flying (in a light aircraft as a passenger, not piloting)
  • Football (recreational soccer)
  • Gliding (as a passenger, not piloting)
  • Golf
  • Go-karting
  • Handball
  • Hill Walking; Orienteering; Rambling
  • Hockey; Hurling; Lacrosse; Shinty
  • Horse Riding (no jumping or competition. No hunting)
  • Hot Air Ballooning (passenger)
  • Ice Skating
  • Jet Boating (passenger)
  • Jet Skiing
  • Kabaddi (Tag)
  • Kayaking (grade 1-3 rivers)
  • Kite Buggying (single seat)
  • Kite Flying (Traction)
  • Light Aircraft; Helicopter (passenger)
  • Motorcycling max 14 days (on road, must wear helmet and hold appropriate full licence)
  • Mountain Biking (not competition or downhill)
  • Overland Safaris (organised trips only, must not involve the use of firearms)
  • Paintballing; War Games
  • Parascending; Parasailing (over water)
  • Pony Trekking
  • Racquetball
  • Roller Skating; Rollerblading; Inline Skating
  • Rowing
  • Running; Jogging
  • Sailboarding
  • Sailing Yachts (longer than 10m in length, within 60 miles of a safe haven)
  • Sailing in Territorial Waters (within 12miles from shore)
  • SCUBA: to 30m (providing appropriate qualification held / diving with instructor)
  • Shooting: Target; Clay Pigeon
  • Skateboarding (no stunts)
  • Sledging; Toboganning (recreational)
  • Sleigh Riding (pulled by reindeer, horses or dogs)
  • Snooker
  • Snorkelling
  • Squash
  • Surfing
  • Swimming
  • Table Tennis
  • Tai Chi
  • Ten Pin Bowling
  • Tennis
  • Toboganning
  • Trampolining (recreational)
  • Trekking (below 4,000m)
  • Waterpolo
  • Water Skiing
  • Water Tubing
  • White water Rafting: grade 1-2
  • Wind Surfing
  • Yoga
  • Zip Wire
  • Zorbing

Covered on policies which include Wintersports:

The following activities are covered if you have Wintersports included on your policy, provided you are skiing within the ski area boundaries of a recognised ski resort and following ski patrol guidelines.
You must observe local safety guidelines and warnings.
  • Cross Country Skiing/Snowboarding (Nordic Skiing)
  • Dry Slope Skiing/Snowboarding
  • Glacier Skiing
  • Mono-Skiing
  • Off-piste Skiing/Snowboarding
  • Recreational Racing
  • Snow-Blading
  • Snow Sledging

Rate 1:

  • Acrobatics
  • Bouldering (up to 4m with crash mat)
  • Boxing
  • Bungee Jumping (more than 3 jumps)
  • Canoeing or Kayaking, grade 4 or over, Sea
  • Cycling: event training
  • Dancing: professional
  • Flying Light Aircraft: piloting as PPL holder
  • Football: competitive, non-professional
  • Glacier Walking (2,000-4,000m)
  • Gliding: as pilot with necessary licence
  • Gymnastics (competitive)
  • High Diving (up to 5m)
  • Kite Surfing
  • Marathon Running
  • Martial Arts (casual non-competitive)
  • Motorcycle Touring in Europe only
  • Outward-bound Pursuits
  • Rapelling
  • Rock Climbing (single pitch tethered climbs only)
  • Roller Hockey
  • Rugby (non-professional)
  • Running: marathon/half-marathon
  • Sailing: in International Waters, in-shore Regattas & Tall Ships, Dragon Boat Racing
  • Sandboarding
  • Shark Diving
  • Skateboarding with Stunts
  • Swimming: open Sea
  • Track & Field events: Decathlon, Modern Pentathlon, Triathlon (not exceeding Olympic distance)
  • Tree Climbing / Canopy Walking
  • Wake Boarding
  • Water Polo
  • Weight Lifting
  • Whitewater Rafting / Canoeing: grade 3-4
  • Working with animals (non-professional & see manual work notes)
  • Wrestling

Rate 2:

  • American Football (non-professional)
  • Canyoning
  • Cattle (Dude) Ranching
  • Circuit Driving (not Racing)
  • Flying Light Aircraft: Pilot Training
  • Gaelic Football
  • Gliding: Pilot Training
  • Heli-Skiing (with a qualified guide) - wintersports cover must be included on the policy
  • Horse Riding: Gymkhana/Show Jumping/Polo
  • Ice Hockey
  • Pelota (Jai Alai)
  • Roller Hockey
  • Rugby Union & League
  • Sailing (more than 60 miles from a safe haven)
  • SCUBA: to 40m (providing you hold the appropriate qualification or are diving with an instructor)
  • Ski Touring
  • Via Ferrata