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Motorhome Hire Excess Insurance

Renting a Motorhome on holiday gives you unrivalled freedom and independence to explore - whether you intend to pitch at one site and explore the local sights, or take advantage of your mobility and travel around a wider area, it's a relaxing way to spend your holiday.

Don't let worries about accident, damage or theft of the vehicle spoil your holiday - our Motorhome Hire Excess Insurance covers excess charges that may apply and is a more affordable alternative to most excess waivers offered by Rental Companies.

Get an instant Insurance Quote

Where do you currently live?

This should be where you are currently living at a residential address for no less than 6 months of the year

Watch our TV ad now! Car Hire Excess Insurance

Benefits of the Motorhome Hire Excess Insurance

Damage or theft of your rented vehicle will usually result in you being charged an 'Excess' - even if the damage was not your fault
'Collision Damage Waiver' is offered, or included, with most Motorhome Rental Agreements but there is usually a high excess remaining which you would be liable for in the event of a claim.
Our motorhome insurance acts in conjunction with CDW, reducing your liability.

Any Questions?

  1.  
  2. Yes, if you are a resident of the UK or an EEA country. You can even hire in your home town (many policies exclude hires within 150km of your home)
  3. You must hold a valid, full internationally recognised driving licence
  4. Drivers must be aged between 23 and 84yrs.
  5. You are covered when driving on any Public Highway, i.e. any road made or unmade that is intended for use by the general public.
    The only exception is when travelling to/from accommodation, including Campsites, that is only accessible by unmade road and, in these circumstances, due care and attention must be exercised to minimise risk of any damage to the rental vehicle. There is no cover for Safaris or Adventure Trails.
  6. A Single Motorhome, Campervan or similar vehicle designed or intended to provide sleeping and living accommodation that does not exceed 7.5 tonnes, rented from a fully-licenced Rental Agency.
  7. -Non-rental vehicles or vehicles rented from anyone other than a fully-licenced Rental Agency
    - Vans, Trucks, non-passenger carrying vehicles
    - Motorcycles, Mopeds, Motorbikes
    - Off-road and recreational vehicles
    - Vehicles with a retail price exceeding £100,000, or vehicles which are over 20yrs old since first registration
    - Cars - go to excess insurance for Cars
  8. Yes, if you return the vehicle damaged, even if it was not your fault, you will be held liable for the charge set by the rental company. This insurance enables you to claim back the charges less a £350 excess on Excess Reimbursement claims. There are also other benefits such as mis-fuelling cover.

Is a Motorhome Rental Policy not for You?

If this policy doesn't suit your needs, we also offer:

Car Rental Insurance

Insurance to cover charges applied by the Rental Company if your rental car is stolen or damaged (including damage to the vehicle underbody, roof, windows & tyres). Suitable for residents of most countries, hiring at home or overseas.
Max cover £50,000

Get a Quote ›

Van Rental Insurance

Hiring a Van in the UK or Europe for short-term, private non-commercial use? Cover the excesses charged by the Rental Company in the event of damage to the vehicle.
Max cover £2,500

Get a Quote ›

Minibus Rental Insurance

Hiring a Minibus in the UK or Europe for up to 17 passengers for private non-commercial use? Cover the excesses charged by the Rental Company in the event of damage to the vehicle.
Max cover £2,500

Get a Quote ›

Need to hire a Car?

If you haven't booked your Car Rental yet, click here for competitive prices! Its easy to book online through Holiday Cars Direct

Read more ›

What to look out for when buying Vehicle Rental Insurance

When you rent a vehicle you will be advised of any charges (excesses or deductibles) that will apply if the vehicle is damaged or stolen during the period of hire. These charges can vary from a few hundred dollars to the full replacement cost of the vehicle.
Taking insurance to cover the excess charges gives you peace of mind that you won't be left out of pocket.

Is this insurance the same as the cover offered by the Rental Company? It can often be confusing when faced with a choice of policies particularly if differing terminology is used. You can be confident that this policy will cover you for all charges that you are contractually liable to pay to the Rental Company if the vehicle is damaged or stolen.

Is this type of insurance compulsory?
No – you could choose not to take any insurance cover at all, but with charges often in the thousands, you would be taking a great risk
You could choose to accept the insurance offered by the Rental Company on collection, but this is often costly and may exclude elements such as the vehicle underbody, roof, windows and tyres.
Our Car Rental Insurance policy is low priced and includes damage to the vehicle underbody, roof, windows and tyres.
Remember – as this is an optional product, you can choose to decline the cover offered by the Rental Company and opt for our better value policy to claim back the charges. Although you should ensure that you have access to your insurance during the hire, the Rental Company does not need to have sight of, or approve the cover.

Pay less for your Collision Damage cover

Renting a car while overseas gives you tremendous freedom to explore your destination. But it can be expensive, especially when car rental excess insurance is factored in. Some customers are only offered a collision damage waiver when they collect their car – an often expensive fee that can further stretch the budget.

There’s no denying that a collision damage waiver can give you extra peace of mind – especially on unfamiliar roads overseas – but car rental companies often charge a hefty fee for this important add-on.

Car Hire Excess Insurance from Worldwide Insure gives you all the protection you need in the event of a collision – but for a much lower price. Many holiday makers are becoming wise to the high fees charged by car rental firms for excess cover, which is why buying separate car hire excess cover has become so popular.

Get a quote for low-cost car hire excess insurance above.

  • Worldwide Travel Insurance, a specialist in travel insurance and related products, has over 30yrs experience in offering high quality cover at great prices.
  • We email confirmation of cover immediately for all policies purchased online - ideal for last-minute bookings.
  • Cooling-off Period: You have 14 days following receipt of your documents during which you can obtain a full refund provided that the start date shown on your certificate has not passed and you are not claiming.