What to look out for when buying Car Rental Insurance

When you rent a vehicle you will be advised of any charges (excesses or deductibles) that will apply if the vehicle is damaged or stolen during the period of hire. These charges can vary from a few hundred dollars to the full replacement cost of the vehicle.
Taking insurance to cover the excess charges gives you peace of mind that you won't be left out of pocket.

Is this insurance the same as the cover offered by the Rental Company? It can often be confusing when faced with a choice of policies particularly if differing terminology is used. You can be confident that this policy will cover you for all charges that you are contractually liable to pay to the Rental Company if the vehicle is damaged or stolen.

Is this type of insurance compulsory?
No – you could choose not to take any insurance cover at all, but with charges often in the thousands, you would be taking a great risk
You could choose to accept the insurance offered by the Rental Company on collection, but this is often costly and may exclude elements such as the vehicle underbody, roof, windows and tyres.
Our Car Rental Insurance policy is low priced and includes damage to the vehicle underbody, roof, windows and tyres.
Remember – as this is an optional product, you can choose to decline the cover offered by the Rental Company and opt for our better value policy to claim back the charges. Although you should ensure that you have access to your insurance during the hire, the Rental Company does not need to have sight of, or approve the cover.