Travel Insurance Tips and Tales

South Korea – Skincare, Street Food & Soulful Adventures

Posted on June 30, 2026 by worldwideinsure

South Korea is a fascinating place to explore, balancing modern city life with rich history and tradition. From neon-lit shopping streets and endless skincare stores to peaceful temples overlooking the sea, this ten-day trip blended culture, relaxation, shopping, and incredible food. Whether we were wandering through royal palaces in Seoul or unwinding in a jjimjilbang in Busan, every day brought something new.

Temple in Busan © Simran Kabotra

Why South Korea?

We chose South Korea because it offered a bit of everything we love: amazing food, efficient public transport, shopping, skincare, history, and vibrant city life. And of course — skincare. If there’s one thing Korea does exceptionally well, it’s beauty and skin treatments.

Who went: 2 adults
When we travelled: 2026
Where we travelled from: London Heathrow Airport (LHR)

Where We Stayed In Seoul

We stayed at Weco Stay Insadong in Seoul. The location was perfect for exploring the city, tucked between the traditional charm of Insadong and the lively shopping streets of Myeongdong. The apartment was modern, comfortable, and well-connected to the subway, making it easy to get around.

For our Busan stay, we stayed in an Airbnb in Seomyeon, which turned out to be an excellent base. Seomyeon had everything — shopping, restaurants, cafes, nightlife, and easy transport connections. It felt energetic without being overwhelming and made travelling around Busan incredibly convenient.

Palace in Seoul © Simran Kabotra

Things To Do In South Korea

South Korea offers such a variety of experiences that no two days ever feel the same. One morning, we’d be exploring ancient palaces, and by evening, we’d be shopping for skincare or eating street food under glowing neon signs.

Here are a few of our favourite things we did:

Exploring Seoul

One of the best things about Seoul is how different each neighbourhood feels. Myeongdong was buzzing with skincare stores, shopping, and street food, while Gangnam felt sleek and luxurious with designer boutiques, high-end cafes, and polished shopping streets. Seongsu, meanwhile, was effortlessly cool — full of exclusive pop-up stores, flagship fashion shops, and stylish locals.

Gyeongbokgung Palace & The National Museum of Korea

Visiting Gyeongbokgung Palace gave us a glimpse into Korea’s royal history and offered a peaceful contrast to Seoul’s busy streets. We also loved the National Museum of Korea, which helped bring Korean culture and history to life in a really engaging way.

AREUKE SPA Skin Analysis & Facial Treatment

One of the highlights of the trip was visiting AREUKE SPA in Hongdae for a detailed skin analysis and facial treatment. They analysed our skin, emailed personalised results, gave recommendations, and included free skincare samples. I also tried the T-Plasma facial repair treatment, and my skin stayed hydrated and glowing for nearly two weeks afterwards!

Spa Land & The Jjimjilbang Experience

Spa Land in Busan was one of the most relaxing experiences of the trip. After days of walking, spending an evening in the jjimjilbang with saunas, heated rooms, baths, and relaxation spaces felt amazing. We also loved winding down afterwards with arcade games, ramen, and snacks, which made the experience even more memorable.

Haedong Yonggungsa Temple & Busan Coastal Views

Haedong Yonggungsa Temple was very peaceful, sitting dramatically beside the sea with waves crashing below. We also loved exploring Busan’s coastline through the Sky Capsule ride and wandering around the colourful Gamcheon Culture Village. Busan is easy to navigate independently, so you definitely don’t need a tour to explore it.

What We Ate In South Korea

We were constantly snacking because there was always something tempting nearby. Rather than formal sit-down meals, we often gravitated towards street food and convenience store snacks, which quickly became part of the experience itself.

Here are a few of our favourites:

Korean Corn Dogs – Crispy, cheesy, slightly sweet, and somehow even better than expected. Perfect while wandering through busy night markets.
Hotteok – Warm, sweet pancakes filled with syrupy brown sugar and nuts. Easily one of the best street snacks we tried.
Japchae – Sweet glass noodles stir-fried with vegetables and sesame oil. Light, flavourful, and something we kept going back for.
Iced Coffee & Drinks – We loved grabbing iced Americanos paired with banana milk, peach iced teas, and sweet iced coffee drinks while exploring.
Convenience Store Ramen – Korean convenience stores deserve their own appreciation section. Late-night ramen runs became part of our routine, alongside grabbing kimbap and snacks.

Street food in Seoul © Simran Kabotra

What To Love (And Not To Love) About South Korea

What to love:

The skincare culture is unmatched. From beauty stores to professional skin treatments, Korea genuinely feels years ahead in skincare innovation. The transport system is efficient. Once you get a T-money card, travelling around Seoul and Busan becomes extremely easy and affordable. Every neighbourhood feels completely different, which keeps Seoul exciting to explore.

What not to love:

The flights are long, especially with layovers. Google Maps works poorly in Korea, which can initially be frustrating if you haven’t downloaded Naver Maps beforehand. There can occasionally be language barriers outside tourist-heavy areas, though learning a few common Korean phrases goes a very long way and is always appreciated by locals.

Would I Go To South Korea Again?

Absolutely! South Korea felt exciting, varied, and incredibly easy to explore. From royal palaces and seaside walks to skincare shopping and late-night street food, every day offered something different. Busan’s slower pace balanced Seoul’s energy perfectly, making the trip feel both relaxing and memorable.

Travel Writer Bio

Simran Kabotra is a writer, avid reader & crocheter who loves travel. She has travelled across Southeast Asia and is currently searching high and low for new adventures, beautiful landscapes and rich history.

Busan Temple South Korea © Simran Kabotra

Travel Insurance for Lifelong Adventures

Fantastic adventures deserve fabulous travel insurance. Get the right Travel Insurance for visiting South Korea. visit us online or call us on 01892833338.

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South Korea Travel Insurance: Know Before You Go!

Posted on June 30, 2026 by worldwideinsure

South Korea is considered a low-risk destination, but don’t let that fool you into thinking you can skip travel insurance. Lost luggage, delayed flights, a twisted ankle on a mountain trail or an unexpected hospital trip can quickly turn your expensive dream holiday into one that breaks the bank. Here’s what to look for before you hit “buy” on a travel insurance policy.

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Medical insurance cover should be the priority

South Korea has an excellent healthcare system, but treatment isn’t free for visitors. Look for a policy with at least £5 million in emergency medical cover, emergency medical evacuation, and repatriation. While medical evacuation is unlikely in major cities like Seoul or Busan, repatriation following a serious illness or accident can cost tens of thousands of pounds, not the sort of costs you’d never want to pay yourself.

Fun Fact: Travel Insurance from worldwideinsure.com comes with access to a 24/7 multilingual helpline as standard. That means if you need translation help during a medical emergency, we will be right by your side when you need it most.

Protect your tech with gadget insurance

You’ll probably be travelling with a phone, wireless earbuds, an e-book, maybe a camera, a laptop or tablet and enough chargers to open a small electronics shop. And it will take the days takings of one to replace everything should it be lost, damaged, or stolen!

Check your travel insurance policy for single-item limits as well as overall baggage cover. A £2,000 baggage allowance sounds generous until you discover it only pays £300 for one lost phone. You may want to upgrade your travel insurance to provide more specific cover, or get dedicated gadget insurance for your trip. But until you check, you just won’t know!

Check all your planned activities are covered

If you’ve got plans to tackle scenic trails, hit the surf, hire a scooter, or fly through the sky paragliding, you need to check that your travel insurance covers these activities. And you need to advise your policy provider that you’ll be doing them as some policies exclude certain sports unless you’ve declared them or paid for specific cover.

Fun Fact: Our travel insurance covers a whole host of adventurous activities as standard. Others can be added when buying your policy. From Abseiling to Zorbing see what sports and activities our travel insurance covers!

Get cancellation and curtailment cover

Long-haul holidays don’t come cheap. Between flights, hotels, tours and airport transfers, you’ve probably invested quite a bit before you’ve even packed your suitcase.

Good cancellation cover means you’re protected if illness or another unexpected event stops you travelling, while curtailment cover helps if you need to head home early.

Find out what to do in South Korea! A feet-on-the-ground review of a ten-day trip that blended culture, relaxation, shopping, and incredible food

Tips to avoid a travel insurance claim

Stay safe

The great thing about South Korea is that crime levels are generally low, and many visitors comment on just how safe they feel walking around, even in the evening.

That doesn’t mean common sense goes out the window, though. Keep an eye on your belongings in busy shopping districts, avoid leaving valuables unattended in cafés, and don’t carry more cash than you need.

If you’re enjoying Korea’s famous nightlife, remember that drinking too much can sometimes affect an insurance claim if alcohol contributed to an accident. Enjoy the soju, but know your limits.

Be weather-wise

In South Korea summer is hot, humid and can bring heavy rain or even typhoons, while winters can be surprisingly cold with snow and icy conditions. Pack for the season you’re visiting and keep an eye on weather forecasts if you’re planning outdoor adventures. Finally, always tell someone where you are going so they can send help if you don’t return as expected.

Get apps to make your trip smoother

Avoid getting lost, taking a ride with an unlicensed provider, or wandering into dangerous areas with these essential apps for South Korea:

Naver Map – often more accurate than Google Maps in South Korea
Kakao T – great for booking taxis
Papago – brilliant for translating signs, menus and conversations

The biggest mistake many travellers make is assuming that because South Korea feels incredibly safe, basic insurance is enough. A good policy should focus on comprehensive medical cover, protection for expensive electronics, and any adventure activities planned.

Make sure that your only worry is figuring out how many skincare products you can squeeze into your suitcase on the way home!

Get an instant online travel insurance quote or call us on 01892833338 to get the cover you need for your South Korean adventure.

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Travelling off the beaten path? Avoid these common travel insurance mistakes!

Posted on June 1, 2026 by worldwideinsure

Whether you like to visit unusual destinations, remote parts of the world, or places regarded as hot-spots for dark tourism, you need to pay extra attention to the validity of your travel insurance. We highlight key considerations so you know what to ask your provider to ensure you have adequate cover.

CC0 via pixabay

Travel insurance for destinations with FCDO travel warnings

The UK Government issues foreign travel advice for destinations worldwide. Some destinations come with environmental warnings, such as risk of landslides or earthquakes, social warnings such as crime, and political warnings such as civil unrest or war. Depending on the severity of risk the location will show as one of the following three:

No Advice Against Travel (Safe to Travel) – Normal risk-levels where the usual precautions should be taken. Make sure you get adequate travel insurance.
Advice Against All but Essential Travel – There are known serious risks to safety, only go if the trip is critical for business or there is a family emergency. Be warned: Travelling against this advice will typically invalidate standard travel insurance.
Advice Against All Travel – The threat to your safety and security is unacceptably high. If you choose to travel expect a total invalidation of your travel insurance policy and accept that access to consular assistance will be either non-existent or very limited.

Travel insurance for remote areas

There are a number of risks that you need to be aware of when travelling to remote regions. Being aware of them means you can make decisions to mitigate risk or accept that there are some situations where help will not be readily available. You must declare these risks to your travel insurance provider.

Remote locations usually have limited emergency access. Know beforehand what is and isn’t available where you are going and pack supplies and equipment to keep you safe and well.

Rural emergency response times abroad can be very slow. Check how many hours, or even days you may be away from medical assistance if required. It’s all well and good getting a rabies shot, but if you are more than 2 days away from a hospital, you won’t get the help you need in time.

Lack of reliable communication could affect your trip, especially if your trip does not go to plan. Again, knowing the risks ahead of time can make a big difference to your safety. Let people know your itinerary so help can be sent if comms fail and you don’t return when expected. Do not rely on online or digital maps!

Isolated areas can make you more exposed to threats from other people such as assault or theft, or attacks from wild animals.

Travel predictability of remote locations raises risk of missed connections and tours, or not getting to pre-booked accommodation.

Good to know: Standard travel insurance can provide cover for medical assistance, repatriation, stolen belongings, missed connections and costs incurred should something not go to plan. Make sure you speak to your insurance provider about your specific itinerary so they can find the right cover for your needs.

Travel insurance for high risk activities

If you are on an adventure trip where the risk is higher than your typical getaway, the usual solution is to get specialist travel insurance that provides cover for the activities you have planned. High risk activities can cover a multitude of things from off-piste skiing to hiking the Sahara desert. The other options for hard-to-insure activities is to accept that you will be uninsured should anything happen.

Destinations where the environmental risk is high, such as entering radiation zones or places with extreme weather exposure require specialist cover, or are put down as an exclusion.

Travel insurance for adventure-style activities such as mountaineering, skiing, scuba diving, abseiling, white water rafting etc. is often part of a standard policy but there are likely to be restrictions or endorsements to ensure you are covered should anything go wrong. You must declare the activities you plan to do to make sure the level of cover is understood.

Visiting unstable ruins or abandoned buildings should only be under the supervision of an insured, licensed tour operator. It is an error to assume that abandoned sites have permitted access, and tours operated by unofficial or unlicensed tour guides are not covered by travel insurance. Remember: Unlicensed or Illegal access = no cover

Image © 43kcreative.com

Activities that will typically invalidate your travel insurance

Even if you’ve disclosed your itinerary in great detail with your travel insurance provider, you could still be at risk of invalidating your insurance – here are some of the most common things people do without realising the consequences:

Assuming abandoned sites allow access
Going off-route from guided tours or permitted areas
Partaking in undeclared adventure-style activities
Urban exploration in abandoned, restricted, or unsafe areas
Going on unofficial or unlicensed tours
Visiting politically sensitive regions

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Responsible Dark Tourism – What you need to know before you go

Posted on May 29, 2026 by worldwideinsure

Education, authenticity, and a deep emotional experience – these are the key factors that draw independent intrepid travellers to lesser-known destinations for an alternative adventure holiday. We take a look at how you can make sure your trip is ethical, respectful, and safe; as well as showcase some key locations accessible from the UK.

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Dark tourism, the antithesis to a beach-front all inclusive

Dark tourism encompasses more than just going on a day-trip on holiday. Typically it is a way of experiencing another culture and location, well away from “holidaymakers” and the comfort of a package deal from the likes of Jet2.

It is for the curious, seasoned traveller who has a thirst for deeper knowledge of some of the more uncomfortable truths about the destinations we go to. Sites connected to historical conflicts, disasters, and tragedy rank highly, as do places currently associated with hardships and upheaval. It is not about voyeurism or sensationalism, it is about learning, understanding and experiencing history first-hand.

Is dark tourism safe?

It can be as safe as any other holiday, after all you need to be mindful of environmental hazards and activities in locations wherever you go. Dark tourism however is more likely to be associated with higher risks due to the extreme nature of some of these sites.

Here’s what to look out for:

Remote locations – there may be limited help or accessibility in case of an emergency e.g The Aral Sea Ship Graveyard in Kazakhstan/Uzbekistan

Environmental risks – we’re thinking exposure to radiation and other hazards at dark tourist sites e.g. Chernobyl Exclusion Zone, Ukraine

Structural hazards – exploring abandoned buildings and unstable ruins is a VERY high risk activity even if it’s not in a remote location e.g. Beelitz-Heilstätten, an abandoned WWII-era military sanatorium near Berlin

Political sensitivity – border regions and areas of instability of ongoing conflict e.g. sites of attacks in Israel and Palestine

Check out the FCDO travel warnings for your destination ahead of when you go, and bear in mind that some areas and activities will not be covered by travel insurance as they are deemed unsafe to visit.

How to have an ethical trip

Having a high degree of cultural sensitivity, self-awareness, and decent level of “spidey-sense” goes a long way when ensuring a dark tourist trip remains ethical.

Here’s what to consider:

Go for the education and understanding
Sensationalism should never be part of your agenda
Respect photography rules
Learn the local etiquette
Respect local customs
Consider the impact you are having on the local community
Do not trespass, and stay well within permitted areas
Hire a local licensed tour guide
Do not remove artefacts
Leave no trace of your visit

These ethical tips don’t just relate to a clear conscience – they also impact the validity of an insurance claim. Illegal activity whether that is trespassing, or not adhering to local customs can invalidate a claim. Incidents on tours by unlicensed guides would also not be covered.

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Dark tourism mistakes you don’t want to make

Your safety is paramount, especially in remote and exotic locations. By following the advice above, you can definitely minimise the risk associated with Dark Tourism, but to be on the safe side, consider these mistakes that you don’t want to make!

Assuming abandoned sites are accessible for sightseeing – they may be prohibited
Going off-route from guided tours
Underestimating rural emergency response times abroad
Not declaring adventure-style activities to your travel insurance provider
Booking unofficial or unlicensed tours
Not sharing your agenda with friends, family and accommodation providers
Failing to memorise the local emergency number
Letting your mobile battery drain
Not taking essential supplies on remote trips
Neglecting to research specific safety advice for your destination

Ready for an adventure? Dark Tourist Hotspots from the UK

Now you know the risks and what to consider for an ethical trip, you probably want to know where all the dark adventure seekers go. Here are some top destinations:

Abandoned & Urbex

Beelitz-Heilstätten WWII military sanatorium, Berlin – former military hospital with regular guided tours.

The Aral Sea Ship Graveyard in Kazakhstan/Uzbekistan – a remote and desolate desert location makes guided tours essential for exploring.

Nuclear & Disaster

Chernobyl Exclusion Zone, Ukraine – tours are temporarily closed due to the ongoing conflict. It is not recommended to travel there at this time, but the tour operator is hoping to resume tours once it is safe to do so.

Ground Zero, New York, USA – a free memorial and heritage site dedicated to those who lost their lives on 9/11.

War & Genocide

The Tuol Sleng Genocide Museum, Phnom Penh, Cambodia – interrogation and detention centre of the Khmer Rouge open daily for tours.

Auschwitz, Poland – memorial site open daily with numerous tour options and operators.

Paranormal & Occult

Catacombs, Paris, France – make sure you take an official tour to see the remains of over six million Parisians though. Entering the 1.5 km maze of tunnels 20 meters beneath the city unguided is not recommended.

The Witch House, Salem, Massachusetts, USA – there are guided tours of the last standing structure related to the witch trials. The nearby Peabody Museum is home to a huge collection of authentic 1692 Salem Witch Trials material.

Travel Insurance for Dark Tourism Adventures

Make sure you know what cover you have before you travel – get a tailored quote to fit your adventure visit us online or call us on 01892833338.

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Mexico – A Colourful Journey That Didn’t Quite Deliver

Posted on April 30, 2026 by worldwideinsure

A multi-stop adventure through Mexico promised vibrant culture, rich history, and unforgettable food. From the buzzing capital to charming Oaxaca and the beachy shores of Tulum, this was a trip filled with contrasts, surprises, and a few underwhelming moments. While there were definite highlights, it’s fair to say this wasn’t quite the love story we expected.

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Why Mexico?

Mexico had been on the list for a while, mainly for its deep-rooted history, ancient civilisations, and diverse landscapes. From pyramids and colonial towns to jungle cenotes, it seemed like the perfect mix of culture and adventure.

But in reality, it felt a bit like the American version of Spain, a popular, easy getaway that’s heavily geared towards tourism. And coming all the way from the UK, it didn’t quite feel worth the long journey.

Where We Stayed In Mexico

This trip was split across three very different destinations:

Mexico City

We stayed at Hotel Milan in Roma Norte – a lively, central area that made getting around easy with Uber. The city itself felt safe overall, but the contrast was striking. One moment you’re in a polished neighbourhood, and just streets away, you’re faced with visible poverty, particularly near public hospital areas.

Oaxaca
We stayed at Diaza Rooms in the city centre. This was easily our favourite base: simple, well-located, and full of character. Everything felt walkable, local, and much more authentic.

Tulum
We stayed in an Airbnb in Tulum Centro. While comfortable, the area itself felt very tourist-focused, with a strong American influence.

Luche Libre masks Mexico © Simran Kabotra

Things To Do In Mexico

Mexico offers a huge variety of experiences, though some stood out far more than others:

Lucha Libre – A Must-Do in Mexico City
This was easily one of the best experiences of the trip. The atmosphere inside Arena México was electric – dramatic wrestling, theatrical performances, and a crowd that fully commits to the chaos. Buying a mask and getting involved made it even better.

Anthropology Museum (Plan Ahead!)
This museum is huge! Without a guide or a clear plan, it becomes exhausting very quickly. There’s a lot to learn, but you need to be selective, otherwise it can feel overwhelming rather than enjoyable.

Oaxaca Square on NYE
Spending New Year’s Eve in the Zócalo was a highlight. The square is filled with locals celebrating, waving sparklers, and enjoying live music. It felt intimate and festive, although the loud firework-style explosions might not suit everyone.

Árbol del Tule & Hierve el Agua
The Árbol del Tule is an incredible natural landmark – enormous and ancient. But Hierve el Agua was the real standout. The rock formations look like frozen waterfalls, and the natural pools overlooking the valley make it a surreal place to swim and relax.

Tulum cenotes
Tulum itself is pleasant but very touristy, feeling heavily tailored to American visitors and lacking some of the authenticity found elsewhere. That said, the cenotes completely made this part of the trip.

Aktun Bej and Taak Bi Ha were our favourites. Both felt like hidden gems, tucked away from the crowds. Aktun Bej, set inside a cave, was peaceful and atmospheric, while Taak Bi Ha offered that same underground magic with fewer people and crystal-clear water. Swimming in these quiet, otherworldly spaces was easily one of the most memorable parts of the trip.

Taak Bi Ha Cenote Mexico © Simran Kabotra

What We Ate In Mexico

Let’s talk about the food because this is where expectations didn’t quite match reality.

Mexico is known for its cuisine, but we found it surprisingly repetitive. Many dishes relied heavily on maize-based flavours, which felt quite earthy and heavy. After a few days, it became difficult to enjoy meals as much as we’d hoped.

Oaxaca did offer a slightly better experience, especially in local markets like Mercado 20 de Noviembre, where the atmosphere added to the enjoyment. But overall, the food wasn’t a highlight for us.

What To Love (And Not To Love) About Mexico

What to love:

The history is fascinating. From ancient civilisations to cultural traditions, there’s a strong sense of heritage throughout the country.
The cenotes are truly unique and a definite highlight,unlike anything you’ll find in Europe.
Oaxaca stands out as a destination full of charm, authenticity, and culture.

What not to love:

The food didn’t live up to expectations for us – flavours felt repetitive over time.
Mexico City was underwhelming overall, with only a few standout experiences.
Tulum and Cancun felt overly touristy and catered heavily to Americans.
And most importantly – the distance. From the UK, it’s a long trip for a destination that didn’t fully deliver.

Would I Go To Mexico Again?

Probably not from the UK.

While there were some amazing moments – Oaxaca, the cenotes, and Lucha Libre – the overall experience didn’t quite justify the long-haul journey.

However, if you’re already travelling around the Americas, it’s definitely worth considering. There are unique experiences here that you won’t find elsewhere. For us, though, it’s a one-time visit – memorable in parts, but not somewhere we’d rush back to.

Travel Writer Bio

Simran Kabotra swimming in Taak Bi Ha Cenote

Simran swimming in Taak Bi Ha Cenote

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Biometrics and Travelling to Europe – Could It Affect Your Holiday Plans?

Posted on April 28, 2026 by worldwideinsure

With new rules in place, travel to and from the EU for British holidaymakers is set to change – and it could cause more disruption than you’ve bargained for. We take a look at how the The EU Entry/Exit System (EES) could impact your travel plans, and whether you can do anything ahead of time to minimise disruption to your upcoming holiday.

Image by Dusan_Cvetanovic CC0

What is the EU Entry/Exit System?

It is a new form of border security that uses biometric data (photo and fingerprints) to keep track of non-EU nationals visiting any EU country in the Schengen area. It has been designed to replace having a passport stamped on entry and exit, but it has added levels of security to ensure that anyone entering provides information about where they will stay and that they can afford to be in the country.

Digitising this process also means that border forces can keep tabs on people going over the 90 day rolling limit. You can read about it in great detail on the .gov website.

How will the EU Entry/Exit System affect me?

The new system has been phased in since October last year, with the official “switch on date” being 10th April this year.

Just a few weeks on and it is clear that the phasing in did not go as planned, with many border controls still not having sufficient equipment to process travellers yet to register their biometrics. Ones that are already established have also faced technical difficulties with the software adding to the delays.

This means that more people than expected need to still register as they enter the EU, causing significant delays at border controls, and instances where these delays have caused people to miss their flights. Even with additional time planned in for the delays, travellers are still experiencing huge queues both to get into the EU and to exit again.

Once I’ve completed biometric registration is it guaranteed that the EES won’t cause me further delays?

Sadly not. Travellers have reported that border control at many entry and exit points does not have a separate queue for those who have already registered. So while you might well save a few minutes because you don’t need to provide the information, you could very likely be stuck behind many passengers who are yet to register.

How to reduce the risk of delays ahead of the busy holiday season.

The European Commission has acknowledged that the new system is having a negative impact on travel, and to help ease delays at certain borders it has said it will temporarily suspend checks at extremely busy times over the upcoming holidays. But there are some things that you can do that may help – or not – depending on whether various border controls sort a separate queuing system out for those who have already registered.

1: See if you are exempt from EES requirements. There are some people who will not need to register their biometrics, knowing that you don’t have to could ease holiday anxieties.

2: See if your departure point completes the biometric registration before you arrive in the EU – doing it this side could mean you avoid delays on entry to the EU.

3: Download the EES app and register as much as you can in the run-up to your holiday.

4: Consider taking a day trip via Eurostar, Eurotunnel, or by Ferry just to get the biometrics done. The process is slightly different for these types of entry in the EU, there are special kiosks where passengers can add their biometric information before travel, and in some cases the requirement is deemed discretionary.

Good to know before you go:

Children under 12 only need to register their photo, no fingerprints are required
If you are on a cruise that stops at EU ports but starts and finishes outside the Schengen area, you will not need to use the EES.
Your reasons for travel – such as for study or work could mean that you do not need to use EES – see the full list of exemptions.
Your information is held for 3 years, so once it is done, that’s it for a while!

Anything else you should know about EES?

There is a wealth of information out there – check out the official EU EES website, or go straight to their FAQs!

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Riu Palace Hotel Boa Vista: Sun, Sea, Sand… and Shigella?

Posted on March 31, 2026 by worldwideinsure

Of late the tabloid press has been awash with horror stories of a shigella outbreak tearing its way though some of the Riu hotels in Cape Verde, with a firm focus on the islands of Sal and Boa Vista. With a family holiday on the horizon, we were of course concerned – this is what we experienced when we got there… plus some advice on how to avoid getting ill while you are there!

Beach Bar at Riu Palace © Kerry McCarthy

Staying at Riu Palace

I must start by saying that from the moment we arrived, I felt all of my worries about one of our party getting ill melt away. Riu Palace Boa Vista’s 5-star status is well justified. And spoiler alert – none of our party got ill.

We did go in well informed and well prepared though, whether it would have been a different story without our fly fans for the dining table and our hospital grade sanitiser, who knows? I do think the hotel did everything in their control to minimise the risks for guests though.

There is a whole section below dedicated to the Shigella risk, but first I want to share the high points of our choice of holiday!

Why we chose this holiday destination

We wanted a hot sunny break where we could focus on being together as a family and relax at the same time. Cape Verde is a pretty predictable sunny 25 degrees (plus) all year round and Boa Vista in particular is known as a place to go if you just want to relax to the max.

We were 6 adults and 1 child in total, making the most of the all-inclusive vibe with a variety of activities to choose from.

pool at riu palace boa vista cape verde image

One of three pools to choose form at Riu Palace © Kerry McCarthy

Facilities and things to do at Riu Palace

Boa Vista translates as Beautiful View, and if all you decide to do on your holiday is sit on the beach under a palm tree and stare out to sea you’d be a very happy bunny indeed!

As it is, Riu Palace is a large complex with plenty going on, and you could certainly be here for a couple of weeks and not get bored!

Swimming pools – 3 in total, two with swim-up bars, plenty of space to splash, loads of loungers with parasols, and wonderful views of the beach from them all.
Water park – this was actually in the next hotel along, the adults only option, Riu Karamboa. The two hotels are connected down by the beach and access is easy and the slides were a LOT of fun for kids and adults alike.
Water sports – the hotel offers snorkels and kayaks to guests for free, but the time of year might dictate what you can do. In February the sea was really quite rough.
Beach games – volley ball and other beach-based games were available to guests

Volleyball on the beach © Kerry McCarthy

Activity classes for adults – yoga, zumba, HIIT and other gym class staples were held daily down by the beach.
Activities for kids – one pool was very activity focussed for the kids, and there were also kids club facilities.
Spa – a serene space for a massage and numerous beauty treatments available. I had a massage which was DELIGHTFUL!
Gym – really quite well equipped with bikes, free-weights, benches, and a couple of weights machines.

Sand Dunes in Boa Vista © Kerry McCarthy

Entertainment – evening shows, cabaret, and access to “nightclub” experiences at the hotel next door.
Retail therapy – the shop has a stunning selection of locally crafted trinkets, ornaments and jewellery, plus holiday clothes and gifts to take home.
Excursions – explore the sand dunes, go on a boat trip, visit local towns, hire quad bikes… plenty on offer daily if you book early!

Water Park with a view at neighbouring Karramboa Hotel © Kerry McCarthy

Food and Drink at Riu Palace Boa Vista

The quality of the cocktails seemed to vary by staff member, but there was certainly a wide selection of tipples to choose from and plenty of well-known alcohol brands to choose from!

The wine in our humble opinions was nothing to write home about and we wouldn’t ordinarily class ourselves as having a particularly well-educated palate! Avoid if you know your vino!

The food in the buffet was actually incredible. High quality, tasty, and a huge range of options to choose from.

The only restaurant we ate in (included in the all-inclusive package) was Mitsuki, an oriental-themed eatery that sadly served up plate after plate of disappointment and had an even more disappointingly limited choice when it came to ordering.

Honestly, the buffet experience was so much better, and the quality of service was also better at the buffet that we cancelled our other restaurant bookings based on this experience.

Buffet Delights at Riu Palace Boa Vista Cape Verde image

Buffet Delights at Riu Palace © Kerry McCarthy

Hotel hygiene

It was 5-star standard throughout – in the lobby, spa, restrooms, hotel rooms and pools were kept meticulously clean and I didn’t once spot anything that had been overlooked in terms of cleanliness.

The restaurants, buffets, and bars were also top notch, the food had a high turnover and for the most part was well covered and there were automatic doors to keep flies out from the service area as guests went in and out. There were plenty of hand sanitiser dispensers throughout so even if you didn’t pack your own, the hotel was giving you every opportunity to keep hands clean!

What is shigella and why has it been so hot in the press?

Shigella is a bacteria that can cause a particularly nasty infection (shigellosis) causing severe diarrhoea, sickness, fever and dehydration. It is very easily spread, it doesn’t take much to cause an infection, and in some cases people who have been infected have died as it comes with a whole host of potential complications.

It is these cases, along with particularly high rates of infection at certain hotels and locations, that have been the centre of media attention. Sal and Boa Vista in Cape Verde are two such locations, and the Riu hotels that host holidaymakers on behalf of Tui and First Choice are the centre of attention. You can see what the .gov website has to say about it here.

How to avoid shigellosis

Pretty simple – good hygiene. But it takes two to tango.

Firstly the hotel needs to be notching 5-star cleanliness EVERYWHERE, and the guests also need to make sure they are doing their bit too by thoroughly washing hands after using the loo. Yes, it is a fecal-bourne disease, the sheer thought of catching it is enough to give anyone the chills.

Aside from clean facilities, the hotel needs to make sure that flies are banished, especially wherever a buffet is involved. A few flies on your food that have been in contact with infected faeces is all it might take to catch this nasty bug. But there is only so much a hotel can do.

To minimise risk the following is recommended:

Wash hands after touching shared surfaces
Use hospital grade hand sanitiser where handwashing isn’t practical or possible – such as using items at a buffet
Stick to freshly cooked hot food – flies are much less likely to land on this
Choose foods that have just been laid out, or are under a cloche
Take a fly fan and use it whenever you are dining in the open

Other measures:

Pack some electrolyte/rehydration medication in case you become unwell as the risk to health from dehydration is severe.
Get decent travel insurance as this could easily wipe you out for your whole holiday, and should you have added complications, getting the medical help you might need isn’t as easy as it is in the UK.

Holiday first aid kit

What we loved (and didn’t love) about staying at Riu Palace Boa Vista

It was beautifully laid out, the staff were friendly, the facilities did not disappoint, the buffet food was great and honestly, this is such a fabulous location to “get away from it all”.

The views are just stunning and you can really feel the difference a 5-star experience makes compared to other Riu hotels in the area.

As mentioned the restaurant was really not worth going to, and the reception staff on arrival were not entirely welcoming, but neither of these things were a dealbreaker.

Rui Palace Boa Vista © Kerry McCarthy

Would we stay here again?

In a heartbeat! In fact due to issues with Tui and disrupted travel, (more on that in a separate article!) we had most of our holiday costs refunded and plan to spend it on a return trip as soon as we are able!

Travel Writer Bio

Kerry McCarthy is a Writer and Artist who loves to travel. You can find out more about her adventures over on instagram at @kerrymccarthystars

Family Photo at Sunset in Boa Vista © Kerry McCarthy

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When A Package Holiday Goes Wrong: Can I Claim On Travel Insurance If It Is The Tour Operator’s Fault?

Posted on March 31, 2026 by worldwideinsure

One of the reasons people hesitate getting travel insurance is because tour operators (and travel regulations) offer compensation if a flight, ferry, or train is delayed. So, if you are going to get a payout if the tour operator messes up, then why pay for travel insurance? We cover how travel insurance can top up the compensation even if the tour operator is at fault!

sandstorm salk boa vista cape verde image

So, why pay for travel insurance if the tour operator will compensate?

Firstly, travel insurance offers so much more protection against all the other things out of your control. Anything from lost, damaged, or stolen luggage, belongings, and passports to medical assistance and even repatriation.

Travel insurance may also offer compensation when the tour operator has already offered their but too. Much of it will depend on your travel insurance provider and the level of cover you have chosen.

Real world example – a recent trip to Boa Vista, Cape Verde

A plane full of expectant holidaymakers were heading out on an all-inclusive break to Boa Vista. Most had booked via Tui, some via First Choice holidays – all had high expectations that they were about to have a restful week (or two) relaxing in the sun after a mere 6 hour flight to Rabil, Boa Vista.

The flight departed from Gatwick airport one grey Tuesday morning in February, but the holidaymakers didn’t land at their chosen destination until midday Thursday morning!

What went wrong?

Tuesday:

On the approach into Rabil a pretty hefty sandstorm made it impossible to land – Boa vista doesn’t have the same bells and whistles as other airports, not even lights for the runway.
The pilot elected to abort the landing – thank fully not as hairy as one might imagine – and we carried on to the neighbouring island Sal where the airport has a bit more tech and the sandstorms don’t hit quite as hard.
After a few hours waiting in Sal airport we had an update that the sandstorm was not abating, and with no rooms available on the island to put us up for the night (it was half term after all, so most places were fully booked) they were going to fly us 2 hours back north to Tenerife and try again the next day to get us on our way.

Wednesday:

We were collected from various hotels we had been dropped off at the night before – more on that below – and dropped off to catch an early afternoon flight.
There aren’t usually flights from Tenerife to Boa Vista so there were problems checking in and getting through security, and passport control wasn’t prepared for a planeload of extra people to process – cue massive queues and the inevitable delays!
The flight lost its slot to take off, the flight was removed from the board, we were ushered away from our gate and told there would be updates.
At around 4pm we were finally told we could board – we got comfy in our seats and then the captain announced that we would not be departing after all. No reasons given.
Back off the plane, and back to being allocated yet another hotel to spend the night in in Teneriffe. Fingers crossed for tomorrow.

Thursday

6am pickup from the hotel
On the plane by 10
In Boa Vista by lunchtime clutching a well-deserved cocktail!

What did the tour operators do?

Sadly not a lot. They seemed ill-prepared to have reps on hand, and even less prepared with alternative arrangements.

No food or drink tokens were given out at any point
There was no service on the flight to Tenerife, or back to Boa Vista due to strict service legislations.
It was first come first served to bag a spot at a hotel – some got 5-star penthouse suites, others got 2-star shared accommodation.
Not everyone got a space on a transfer.
Arrival at the temporary hotel the first night was too late to get food.
The following night we were not granted “all inclusive” access.
Those with children were most affected as it was half term so most family-friendly hotels nearby were already full. The adults-only groups fared much better.
The passenger list for the new flights did not have everyone accounted for and there wasn’t a rep in sight to help.
There was no explanation as to why the flight on the Wednesday could not take off once we had boarded the plane.

What kind of things did holidaymakers have to pay for out of their own pocket?

Food & drink – not something you would have budgeted for having already paid for an all-inclusive holiday! For a family of 4 over what was essentially 2 days this is not an insignificant amount – especially when you consider all we had access to was airport food and drink. We were a party of 6 adults and 1 child – and we were grateful to have a credit card to use!
Taxi transfers – so many passengers were left as good as stranded at the airport waiting for a hotel allocation that most took it into their own hands to find a palace to stay. As you would once it hit 10pm and you have babes in arms. This meant footing the bill for a taxi from the airport to a hotel.
Hotel accomodation – those who found their own hotel had to obviously pay for their accommodation. However, even those who were allocated a hotel by Tui or First Choice had to pay a full room deposit upon arrival with the promise that the hotel would refund the next day.
Food and drink for flights – because the flight had not returned to the UK, regulations state that there can be no service on board. The best the crew could offer was to fill water bottles – so more airport food needed for travel.

What compensation was offered?

Everyone on the flight was entitled to the statutory EC261 Flight Delay Compensation – this has nothing to do with the tour operator but at least they did provide a link to fill out the form. Each person was given the maximum compensation of £520.
Tui refunded two days pro-rata for loss of holiday. For us this was £400pp
Tui also gave each booking a holiday voucher worth £150 per person – redeemable against their own holiday packages. No cash alternative and no splitting of vouchers. Not ideal for 3 couples travelling together!
Tui opened up lines of communication for those to make a claim for expenses incurred – they were very heavily restrictive about what could be claimed and by all accounts quite few of the passengers remain heftily out of pocket for food, drink, transfers, and accommodation.

The one thing that could not be compensated for was unexpectedly being in an EU country for 2 days. Travel rules state that UK citizens must not stay in a Schengen area for more than a total of 90 days out of 180. Frequent travellers and those who work abroad could well have exceeded their limit, or found future travel plans impacted by landing in Tenerife as opposed to Boa Vista, which is outside the Schengen area.

What extra compensation could be available from travel insurance?

Delays – even if you have had statutory compensation, you travel insurance may well offer added compensation for your delay – check your policy or give your insurance provider a call.
Expenses – having to pay for unexpected transportation, accommodation, food and drink due to a travel disruption may be covered under an expenses clause in your travel insurance – again, check your policy or give your insurance provider a call.
Bookings and excursions – if a delay meant that you missed out on a pre-paid bookings, tours, or experiences this may also be covered in your travel insurance.

Is it worth making a claim?

Does making a travel insurance claim increase your premium?

Making a claim won’t harm any kind of rating that will affect your insurance premiums. Worst case scenario is that your insurance doesn’t cover what you are trying to claim for; best case, you get additional compensation. Your premiums next time you come to renew will not be impacted by previous claims, successful or otherwise.

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Extreme Day Tripping – The Travel Trend for 2026

Posted on March 2, 2026 by worldwideinsure

While it isn’t quite Around The World In 80 Days, extreme day tripping is a travel trend guaranteed to satisfy your wanderlust. So dust off your passport, or maybe get a bumper-size one, download the app to track your EU travel allowance and get ready to adventure!

Image by JoshuaWoroniecki CC0

What is an extreme day trip?

Put simply, an extreme day trip is a fast-paced, itinerary-packed break where you get the first flight out and the last flight back. The idea is to have a day-long experience of your chosen destination and the magic is in the planning.

Either your express trip overseas will be a sample holiday to know whether you want to go back for deeper cultural immersion, or it is a taster on your travel menu and you’ll feel like you’ve enjoyed what you came for and don’t need any more.

Why are people choosing to do extreme day tripping?

At a time when time and/or money may be limited, extreme day tripping offers the best of both worlds. It doesn’t eat into valuable holiday time, it is perfect for a mid-week escape when flights are cheaper (£30 return anyone?), and in the long run it can help you decide where you want to spend your “big” holiday budget.

It’s also a great way to pack in more destinations given the 90 day EU Travel Allowance

Fun Fact: The UK is perfectly placed for extreme tripping!

To make an extreme day-trip work you need to be within a short flight of your chosen destination. The UK has several airports that are well connected to a whole host of must-visit places in Europe, whether you want to head for sun or snow; city or seaside; mountains or… you get the picture.

Does a day trip abroad count towards the 90-day EU travel allowance?

Yes it does, even if it is just part of a day. So while you can’t cheat your way into having more allowance – you can (in theory) sample 90 different destinations and then choose where to go for an immersive break once your allowance re-sets!

What about travel insurance – does it cover extreme day tripping?

As long as you have the right travel insurance! Day trip insurance provides cover outside of your home country for all the usual things you’d want protected on a longer trip. Lost or stolen luggage, passport, belongings… medical assistance, missed connections, tours or trips… you’ll be glad you have it should things not go to plan!

The best places for an extreme day trip from the UK

So, the best places are locations with a flight time of 2 to 3 hours maximum, to a location where the airport is close to where you want to be, and for budget reasons, destinations with frequent daily flights.

The best UK airports to fly from are Stanstead, Luton & Manchester. Obviously if you aren’t located near one of these then an extreme day trip might need even more planning.

Here are the best places to start when embarking on this new type of travel:

Amsterdam
Paris
Palma de Mallorca
Venice
Milan
Copenhagen
Lisbon

Image by djedi CC0

How to plan for an extreme day trip

There are a whole host of online communities and booking sites dedicated to this travel trend who are actively sharing itineraries and experiences. Here’s what to look for when planning or researching your own trip:

Best airport for shortest travel time, most convenient outbound and inbound flights, and less than 30 minutes from where you plan to spend your day.
Best times of the week/month/year to get convenient but cheap flights.
Locations that tick your interest boxes – whether that is art, culture, cuisine, shopping, sightseeing, rollercoasters, surfing, drinking…
Locations where you can create an optimised route to see all the highlights in as little time as possible.
Choose places where you can pre-book tables, excursions, museum entries etc so you don’t waste time queuing.

Does it feel rushed and is it worth it?

That my fellow traveller depends on you! If you are the high energy type who loves a jam-packed day of sightseeing and exploring, then yes, extreme day-tripping will probably tick your travel boxes. If however you like to relax over a long lunch and take a meander along unknown streets to see what delights there are to discover, then probably not.

Ultimately you need to be someone that is great at researching and planning so you can maximise your time while you are there. You’ll arrive already knowing what route you want to take to see all you want to see, where you will go to eat, and likely what you’ll choose once you are there!

What next?

Get planning! And get your travel insurance – tight schedules can lead to missed connections or flights, which can impact the things you have pre-booked for your day. Travel insurance can help recoup the costs so you can budget for another day.

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Cambodia & Vietnam – Essential Info for Remote Working on a Longstay Adventure

Posted on February 26, 2026 by worldwideinsure

Working online while travelling is the pinnacle of “living the dream” for many professionals that can earn their living with little more than a laptop. And while Thailand used to be the destination of choice, the zeitgeist is choosing a new place to call “home”, find out why, and what you need to know before you pack up and go!

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Longstay Alternatives to Thailand

Thailand has long been the darling of the long-term traveller circuit: stunning beaches, a well-developed tourist sector, and low prices have all made it super-attractive to those planning a sabbatical away from the UK. It has been especially popular among remote workers – i.e. those who only need a laptop and wifi connection to earn a crust.

But remote workers staying in Thailand – alongside general long-term travellers – often struggle to remain in Thailand for more than a few months due to strict visa rules. Additionally, doing “visa runs” into neighbouring countries is often dimly viewed by immigration officials.

Both Cambodia and Vietnam are quick and easy to reach from Thailand. Here’s what you need to know about getting visas and longstay insurance, so you get the most out of your trip.

Please note that if you are 55+ insurance requirements will differ for some visa categories in Cambodia and Vietnam. Retirement visas are available from age 55 in Cambodia, while there is no specific ‘retirement’ visa for Vietnam as yet.

Cambodia

CCO

In terms of visas, for UK citizens, Cambodia is arguably one of the easiest countries on the planet to stay long-term.

Ordinary (E-type) Visa

Get on arrival (or e-visa).
Initially valid for 30 days.
Can be extended inside Cambodia.
Extensions available for 1, 3, 6, or 12 months.
6- and 12-month extensions allow multiple entry.

Importantly:

You don’t need to show large savings.
Retirement, business, or general stay extensions are often straightforward.
Less paperwork compared to Thailand. Visa specialists often do it all for you – you simply hand over your passport and fee!

I’m a remote worker/long term traveller: what should I know?

As far as remote workers are concerned, the rules for undertaking such work in Cambodia are not clearly defined, but many people do work while staying in the country long term.

The long-term E-class extensions (especially EB business extensions) are commonly used by: freelancers, remote workers, online teachers, small business owners etc.

For long-term travellers, or those who simply wish to live in Phnom Penh, Siem Reap or Kampot for a longer period, the visa situation in Cambodia is extremely liberal. It’s often a case of “pay the money, get the visa” (at least for now).

What about longstay travel insurance in Cambodia?

It’s extremely important that you have adequate travel insurance while staying in Cambodia for an extended period (even if it’s not legally required).

Here at Worldwide Insure, our Longstay Travel Insurance policy provides short-term medical coverage of up to 180 days – which is ideal for many remote workers and long term travellers. However, it can also be extended while you’re away if necessary, and if you want to get covered for certain activities, you can add protection as required.

Need even longer term cover? Our Globehopper policy can be taken out for periods of up to three years – and extended while you’re out of your Home Country.

Both Longstay and Globehopper travel insurance policies also cover you for things like missed connections, cancellations, curtailment, lost or stolen baggage – and much more.

What’s medical care like in Cambodia?

Cambodia’s healthcare system is not as well-developed as Thailand’s. Its public care is inexpensive but limited, while private care can be costly. With this in mind, having a suitable long stay insurance policy with medical coverage is critical. Complex procedures may need to be carried out in Thailand or Singapore (which could cost many thousands of dollars without insurance).

Vietnam

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For a UK passport holder, long-term stays in Vietnam are possible but nowhere near as easy or flexible as in Cambodia (and generally more restrictive than Thailand for retirees).

As a UK citizen, you get a free 45-day visa on arrival (visa exemption). You can then apply to get a 90-day visa (single or multiple entry).

I’m a remote worker/long term traveller: what should I know?

If you have remote work – such as online teaching, account management, web development etc., – then in all honesty carrying such work on a 90 day tourist visa is a legally grey area. However, many people do it without issue.

There is currently no ‘digital nomad’ visa for Vietnam.

And if you’re a general long-term traveller, then a 90 day visa can be ideal (assuming you consider 90 days to be “long term”!). However, getting back-to-back 90 day visas may lead to issues (and denial of entry in some cases).

What about longstay travel insurance in Vietnam?

As mentioned, there’s no legal requirement to have travel/health insurance while staying in Vietnam. However, it is highly recommended that adequate travel insurance is taken out.

Worldwide Insure’s Longstay Travel Insurance policy could be the perfect solution: it provides short-term medical coverage of up to 180 days – which is ideally suited to a lot of remote workers and long term travellers.

Better still, it can also be extended while you’re away if required. Add-on cover can be bought for certain higher risk activities like watersports.

If you need longer-term cover, our Globehopper policy can be taken out for periods of up to three years. It can also be extended while you’re out of your Home Country.

Both Longstay and Globehopper policies also cover you for things like cancellations, curtailment, lost or stolen baggage – and much more.

What’s medical care like in Vietnam?

While not up to the high, internationally-comparable standards of Thailand, Vietnam’s healthcare system is rapidly improving. Good private hospitals, widely spoken English in expat clinics, and affordable prices (lower than Thailand), mean you should be able to get the medical attention you need – especially in larger cities like Hanoi, Ho Chi Minh, and Da Nang.

But while minor treatments and check ups are cheap, serious operations can cost the equivalent of thousands of pounds (think evacuation or serious surgery).

With this in mind, getting quality long term travel insurance with medical cover is essential.

Bottom line: Medical care cover and much more

Both Cambodia and Vietnam are unique and rewarding countries to stay long term, whether you’re seeing the sights, or getting a bit of remote work done.

But it’s essential you have adequate travel insurance that covers you for medical eventualities/emergencies, as well as things like cancellations, curtailments, lost or stolen baggage and more (all of which might see you return home early without the right travel insurance).

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