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Car Hire Excess Insurance

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Where do you currently live?
This policy is available to residents of most countries. Please select your Home Country to check whether cover can be purchased:

Sorry, this policy is currently unavailable to residents of your Home Country.

Where are you hiring the car?
  2. Europe: The United Kingdom, Republic of Ireland, the continent of Europe west of the Ural Mountains, Madeira, Canary Islands, the Azores, Mediterranean Islands and Non-European countries bordering the Mediterranean (except Algeria, Israel, Lebanon and Libya). Excluding Iceland.

    In respect of Deluxe cover only, includes rentals in your usual country of residence in Europe, including home town pickups.
  3. Worldwide: Anywhere in the world including Iceland, Algeria, Israel, Lebanon, Libya, the USA, Canada and the Caribbean.

    In respect of Deluxe cover only, includes rentals in your usual country of residence, including home town pickups.
Will you need cover to rent a vehicle in your Home Country?
Yes No

If you are hiring in your Home Country (i.e. where you are currently living), only the 'Deluxe' option is suitable for your needs.

Period of Cover:
Single Trip hires:Each day is calculated as a 24hr period from the approx. time of collection.
Insurance must be bought before the vehicle has been collected.
If you have a discount code, enter it here:

Benefits of the Car Hire Excess Insurance

If your hired vehicle is damaged or stolen, you are usually liable to pay an 'Excess' charge.
This charge will apply even if the damage is not your fault.
'Collision Damage Waiver' is offered by most Rental companies, enabling you to remove the charge: but this add-on can be costly, and does not always cover the whole charge.
Our insurance acts in place of CDW, at a much lower price.
You are covered for the charges applied in the event of theft or damage to any part of the vehicle

Any Questions?

  2. Yes.
    Home Country hires are covered under the 'Deluxe' option, even if hiring in your home town (many policies exclude hires within 150km of your home)
  3. The Lead named Driver, plus any other drivers named on the Rental agreement, if aged 21 to 84yrs. Up to 4 drivers can be named on the policy and cover will only be valid for hires where one of those policyholders is the Lead Driver on the Rental Agreement. In the case of Annual policies, all policyholders must live at the address shown on the policy certificate.
  4. You are covered when driving on any Public Highway, i.e. any road made or unmade that is intended for use by the general public.
    The only exception is when travelling to/from accommodation that is only accessible by unmade road and, in these circumstances, due care and attention must be exercised to minimise risk of any damage to the rental vehicle.
  5. - Rental cars carrying up to 9 people.
    - Can be used to cover a courtesy car provided under a loan agreement whilst your vehicle is being repaired
    - Deluxe Annual covers vehicles used within a Car Club scheme
  6. - Non-rental vehicles
    - Vans, Trucks, non-passenger carrying vehicles
    - Motorcycles, Mopeds, Motorbikes
    - Off-road and recreational vehicles
    - 'expensive' or 'exotic' vehicles with a retail price exceeding £50,000, or 'antique' vehicles which are over 20yrs old and have been out of manufacture for 10yrs or more
    - Motorhomes, trailers or caravans - go to excess insurance for Campervans and Motorhomes

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