Summary of Cover: |
Standard |
Super |
Elite |
A. Trip Cancellation |
£1,500* |
£2,500* |
£5,000* |
Irrecoverable unused travel & accommodation costs if you cannot travel. |
B. Trip Interruption |
£1,500* |
£2,500* |
£5,000* |
Irrecoverable unused travel & accommodation costs if you need to return early for an insured reason. |
C. Travel Delay |
£200 |
£750 |
£1,000 |
Reimbursement of expenses if your trip is delayed for an insured reason.
Period of delay: |
12hrs |
12hrs |
12hrs |
Amount paid per period of delay: |
£20 |
£40 |
£40 |
|
D. Baggage |
£1,000* |
£1,500* |
£3,000* |
Loss, damage or theft of your baggage and personal effects.
Total for all High Value items: |
£200 |
£400 |
£450 |
|
E. Baggage Delay |
£100 |
£150 |
£200 |
Cover for emergency purchases if your baggage is delayed for 24hrs or more.
|
F. Emergency Medical/Dental Cover Abroad |
£2,500,000* |
£5,000,000* |
£10,000,000* |
Unexpected urgent medical treatment and transport costs, including repatriation to the UK if medically necessary.
Max. for emergency dental care: |
£350 |
£350 |
£500 |
|
G. Emergency Transport |
No limit* |
No limit* |
No limit* |
Reasonable costs to return you home in the event of an emergency.
Search and Rescue costs: |
£1,000 |
£1,500 |
£2,000 |
Funeral costs: |
£5,000 |
£5,000 |
£5,000 |
|
H.Personal Liability |
£2,000,000* |
£2,000,000* |
£2,000,000* |
If you are legally liable for accidentally injuring another person, or causing accidental damage to their property. |
I. Travel Accident |
£10,000 |
£25,000 |
£50,000 |
An amount paid to you or your estate if an accident during your trip is the sole cause of your permanent disablement / death.
|
J. Travel Services during your trip |
included |
included |
included |
An amount paid to you or your estate if an accident during your trip is the sole cause of your permanent disablement / death.
|
K. Loss of Travel Documents |
£250 |
£250 |
£500 |
Reasonable costs to obtain a new passport if yours is lost or stolen during a trip. |
L. Personal Money |
£500* |
£500* |
£1,000* |
Loss or theft of your personal money during a trip.
Cash limit: |
£200 |
£200 |
£400 |
|
M. Legal Expenses |
£10,000 |
£25,000 |
£50,000 |
To pursue a 3rd party in court who is legally liable for causing accidental injury to you or loss/damage to your property. |
The benefits listed under 'Optional Sports Cover' below apply if you pay an additional Activity Pack premium.
|
N. Optional Sports Cover |
optional |
optional |
optional |
Covers your own sports equipment, or equipment hired by you, in the event of damage, loss or theft.
Missed Activity |
£200 |
£300 |
£400 |
Sporting Equipment cover |
£300* |
£500* |
£1,000* |
Sporting Equipment Rental cover |
£150 |
£200 |
£400 |
Search and Rescue |
£1,000* |
£1,500* |
£1,500* |
|
EXCESSES |
*£75 |
*£75 |
*£75 |