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What to look out for when buying Vehicle Rental Insurance

When you rent a vehicle you will be advised of any charges (excesses or deductibles) that will apply if the vehicle is damaged or stolen during the period of hire. These charges can vary from a few hundred dollars to the full replacement cost of the vehicle.
Taking insurance to cover the excess charges gives you peace of mind that you won't be left out of pocket.

Is this insurance the same as the cover offered by the Rental Company? It can often be confusing when faced with a choice of policies particularly if differing terminology is used. You can be confident that this policy will cover you for all charges that you are contractually liable to pay to the Rental Company if the vehicle is damaged or stolen.

Is this type of insurance compulsory?
No – you could choose not to take any insurance cover at all, but with charges often in the thousands, you would be taking a great risk
You could choose to accept the insurance offered by the Rental Company on collection, but this is often costly and may exclude elements such as the vehicle underbody, roof, windows and tyres.
Our Car Rental Insurance policy is low priced and includes damage to the vehicle underbody, roof, windows and tyres.
Remember – as this is an optional product, you can choose to decline the cover offered by the Rental Company and opt for our better value policy to claim back the charges. Although you should ensure that you have access to your insurance during the hire, the Rental Company does not need to have sight of, or approve the cover.

Pay less for your Collision Damage cover

Renting a car while overseas gives you tremendous freedom to explore your destination. But it can be expensive, especially when car rental excess insurance is factored in. Some customers are only offered a collision damage waiver when they collect their car – an often expensive fee that can further stretch the budget.

There’s no denying that a collision damage waiver can give you extra peace of mind – especially on unfamiliar roads overseas – but car rental companies often charge a hefty fee for this important add-on.

Car Hire Excess Insurance from Worldwide Insure gives you all the protection you need in the event of a collision – but for a much lower price. Many holiday makers are becoming wise to the high fees charged by car rental firms for excess cover, which is why buying separate car hire excess cover has become so popular.

Get a quote for low-cost car hire excess insurance above.

• Worldwide Travel Insurance, a specialist in travel insurance and related products, has over 30yrs experience in offering high quality cover at great prices.
• We email confirmation of cover immediately for all policies purchased online - ideal for last-minute bookings.
• Cooling-off Period: You have 14 days following receipt of your documents during which you can obtain a full refund provided that the start date shown on your certificate has not passed and you are not claiming.