We cover many sports and activities.
Some are included automatically within our Travel Insurance, others need to be added when you are buying your policy online.
For a comprehensive list of sports, please see below.
Please refer to the 'Endorsements' for the special terms applying.
Wintersports activities must be covered in conjunction which includes Wintersports cover, i.e this endorsement does not add Wintersports cover, but extends existing cover.The following activities can be insured on our policies:
| Covered |
- Animal Riding (e.g Elephant, Camel)
- Archery
- Badminton
- Banana Boating
- Baseball
- Basketball
- Boules - Bowling
- Canoeing or Kayaking - River/Lake
- Croquet
- Curling
- Cycling - Recreational
- Dancing
- Dog Sleigh (not Racing)
- Fell (Hill) Walking
- Fencing
- Fishing / Deep Sea Fishing
- Fitness Classes
- Golf
- Horse Riding - Dressage
- Horse Riding - Recreational - Pony Trekking
- Ice Skating
- Kabaddi - Tag
- Metal Detecting
- Motorcycling (not Racing) - Personal Accident excluded
|
- Netball
- Orienteering
- Overland Safaris
- Paintballing/War Games
- Rambling
- Rounders
- Running - Marathon / Cross Country
- Sailboarding
- Sailing in Territorial Water (<12 miles from shore)
- SCUBA - to 30m (short trips)
- Shooting (Target)
- Sledging/Toboganning (recreational)
- Snooker
- Softball
- Surfing
- Swimming
- Table Tennis
- Tai Chi
- Ten Pin Bowling
- Tennis
- Trekking - <4,000m
- Volleyball
- Waterskiing
- Whitewater Rafting/Canoeing - Grade 1-2
- Windsurfing
- Yoga
|
| Covered if Wintersports premium has been paid |
- Skidoo / Snowmobiling
- Skiing/Snowboarding - Cross Country / Langlauf / Telemark
|
- Skiing/Snowboarding - Dry Slope
- Skiing/Snowboarding - Heliskiing/Heliboarding
- Skiing/Snowboarding - Off-piste
|
| Rate A |
- Acrobatics
- Arm Wrestling (College/amateur level: non-professional)
- Assault Course
- Ballooning (Hot Air): piloting/frequent flying
- Baseball (College/amateur level: non-professional)
- Basketball (College/amateur level: non-professional)
- Cricket (College/amateur level: non-professional)
- Cycling - Mountain Biking (not racing)
- Dancing (professional)
- Decathalon
- Fencing (College/amateur level: non-professional)
- Football (College/amateur level: non-professional)
- Gymnastics (College/Amateur level: non-professional)
- Handball (College/amateur level: non-professional)
- Hockey (College/Amateur level: non-professional)
- Horse Riding (inc. Stable Work)
- Hurling / Shinty (College/amateur level: non-professional)
- Jet Skiing
- Korf Ball
- Lacrosse (College/amateur level: non-professional)
- Modern Pentathalon
- Motorcycle overland touring
|
- Outward-bound Pursuits
- Overland Safari (independently in a 4x4)
- Parascending / Parasailing (over water)
- Rapelling
- Rowing (College/Amateur level: non-professional)
- Sailing in in-shore Regattas
- Sailing in International Water
- Sailing in Tall Ships
- SCUBA - to 30m (long trips >1 month)
- Shark Diving
- Skate Boarding
- Ski/board Instructor
- Ski/board Instructor Training
- Skiing/Snowboarding - Heliskiing/Heliboarding
- Softball (College/Amateur level: non-professional)
- Squash (non-professional)
- Triathalon
- Unicycling (intensive / competitive)
- Volleyball (College/Amateur level: non-professional)
- Water Polo (non-professional)
- Wrestling (College/Amateur level: non-professional)
- Zip Wire
|
| Rate B |
- Abseiling
- American football (non-professional)
- Black Water Rafting
- Boxing (College/amateur level: non-professional)
- Canoeing or Kayaking - Sea
- Flying Light Aircraft - as Pilot or Passenger
- Glacier Walking (without ropes/guides/ladders)
- Go-Karting
- High Diving (up to 5m)
- Hydrospeeding
- Kite Surfing
- Martial Arts (College/amateur level: non-professional)
- Paragliding / Parapenting
- Parascending / Parasailing (over land)
|
- Quad Biking - Personal Accident excluded
- Rap Jumping
- Rockclimbing (single-pitch, i.e one rope length, only)
- Roller Hockey
- Rugby (non-professional)
- Sailing - Racing (e.g International waters, Dragon Boat)
- Sandboarding
- Trailbiking (not racing)
- Tree Climbing / Canopy Walking
- Trekking - 4,000m to 5,000m (in a pre-booked guided group)
- Wake Boarding (amateur level, non-professional)
- Weight Lifting
- Whitewater Rafting/Canoeing - Grade 3-4
|
| Rate C |
- Canyoning
- Cattle (Dude) Ranching
- Circuit Driving (recreational: not Racing)
- Flying Light Aircraft - Pilot Training for PPL
- Gliding
- Hang-gliding
|
- Parachuting / Sky Diving (no cover in USA)
- Pelota (Jai Alai)
- Powerboat Driving (not Racing)
- SCUBA - to 40m, inc night & wreck diving
- Trekking - 5,000m to 6,000m (in a pre-booked guided group)
- Via Ferrata
|
| Rate D |
- Bob Sleigh / Skeletons
- Caveing
- Cycling - BMX (intensive/competitive)
- Glacier Walking (with ropes/guides/ladders)
- Horse Riding (Dressage / Gymkhana / Show Jumping)
- Ice Hockey (College/amateur level: non-professional)
- Micro-lighting
|
- Motorcross / Motocross / Supercross
- Polo
- Pot Holing
- SCUBA - to 50m, inc night & wreck diving
- Ski Acrobatics / Jumping / Racing
- Ski Touring
- Sledging/Toboganning - Cresta Run (or similar)
|
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