USA / Canada Car Hire Insurance

When renting a car in the USA or Canada, it is essential to have $1million third party liability cover in place, but any cover supplied with the vehicle often falls far short. If you are held responsible for an accident, inadequate cover could leave you with bankrupting debts.
Our USA Excess Insurance 'tops up' the rental vehicle's third party liability cover to $1million.

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You may also be liable to pay an excess fee if the vehicle is damaged or stolen during the period of hire - this charge will apply even if the damage is not your fault.
Our USA Excess Insurance covers the Excess charged following theft or damage to the rental vehicle including the undercarriage, windows, tyres

You can choose from our daily rate option, or if you frequently hire vehicles, our Annual multi-trip which allows up to 31 days per rental agreement.

Benefits of our USA Car Hire Insurance:

Available to residents of both the UK and EU.
Valid at car rental locations in the USA or Canada.
Daily rates from: £6.00
Annual rates from: £125.00
We also offer excess insurance for Campervans and Motorhomes

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Period of Cover:
This insurance must be purchased before the vehicle has been collected.

If you have a discount code, enter it here:

Who is insured to drive the vehicle?

Covers the Lead Named Driver, plus any other drivers named on the car rental agreement
Drivers aged 21 to 74yrs
All drivers must be resident in the UK or EU and must hold a valid non-US driving licence which complies with DVLA requirements

Where can the vehicle be driven?

Cover is limited to travel within the USA and Canada ONLY. Under no circumstances may the vehicle be driven into Mexico.
Cover must be purchased prior to entering the USA or Canada.
One-way hires (within the USA or Canada) are covered provided this is permitted on the Rental Agreement

What type of vehicles can be insured?

A Rental car with a max. of 7 seats

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What types of vehicles cannot be insured?

Non-rental vehicles (other than allowed above within SLI cover)
Motorhomes, trailers or caravans
Vans, Trucks, non-passenger carrying vehicles
Motorcycles, Mopeds, Motorbikes
Off-road vehicles and recreational vehicles
'expensive' or 'exotic' vehicles with a retail price exceeding £50,000, or 'antique' vehicles which are over 20yrs old and have been out of manufacture for 10yrs or more.

Information

Why buy USA Car Hire Insurance cover from worldwideinsure:

Worldwide Travel Insurance is a specialist in travel insurance and related products, with over 15yrs experience in offering high quality cover at great prices.
This policy is underwritten by White Horse Insurance Ireland Ltd
24-hr assistance provided by AXA Assistance Claims Ltd
All policies purchased online are emailed immediately - ideal for last-minute bookings.
Cooling-off Period: You have 14 days following purchase during which you can obtain a full refund if you have not travelled and no claim has arisen.

Your security with worldwideinsure:

Financial Conduct Authority (FCA):: This policy is sold by Worldwide Travel Insurance Services Ltd, who is authorised and regulated by the FCA, ref number 307592.; This policy is underwritten by White Horse Insurance Ireland Ltd, through Strategic Insurance Services Ltd, an Insurance Intermediary authorised and regulated by the FCA, ref number 307133.; Full details can be found on the FCA's Register by visiting http://www.fca.org.uk/register or by contacting the FCA on 0800 111 6768.