| Summary of Cover: |
Standard |
Super |
Elite |
 Cancellation or Curtailment
including Cancellation as a result of Covid-19 |
£1,500* |
£2,500* |
£5,000* |
| Irrecoverable unused travel & accommodation costs if you cannot travel or need to return early for an insured reason. |
| Emergency Medical Expenses |
£2,500,000* |
£5,000,000* |
£10,000,000* |
Unexpected urgent medical treatment and transport costs, including repatriation to the UK if medically necessary.
| Physiotherapy in your Home Country: |
n/a |
n/a |
£600 |
| Emergency Dental Treatment: |
£350 |
£350 |
£350 |
| Additional Travel & Accommodation expenses re: Covid-19: |
£2,000 |
£2,000 |
£2,000 |
|
| Hospital Stay Benefit |
£10 p/day; max. £300 |
£20 p/day; max. £500 |
£50 p/day; max. £1,000 |
| Provides a daily benefit if you are hospitalised during your trip to cover items such as snacks, phone calls etc. |
| Personal Accident |
£10,000 |
£25,000 |
£50,000 |
An amount paid to you or your estate if an accident during your trip is the sole cause of your permanent disablement / death.
| Death in flight |
£10,000 |
£25,000 |
£100,000 |
| Death except in flight |
£5,000 |
£5,000 |
£10,000 |
|
| Travel Delay |
£100 |
£125 |
£250 |
For items such as snacks & drinks whilst pre-booked public transport is delayed.
| Period of delay: |
12hrs |
12hrs |
8hrs |
| Amount paid for first period: |
£20 |
£30 |
£30 |
| Amount paid per extra period: |
£10 |
£15 |
£20 |
|
| Abandonment |
£1,500* |
£2,500* |
£5,000* |
| To cancel the trip if the outbound pre-booked public transport is delayed for 24hrs or more. |
| Missed Departure |
£500 |
£1,000 |
£2,000 |
| Extra travel & accommodation costs to reach your destination if you miss departure due to the failure of public transport or a road traffic accident. |
| Baggage |
£1,000* |
£1,000* |
£1,500* |
Loss, damage or theft of your baggage and personal effects.
| Max. per item, pair or set: |
£100 |
£100 |
£200 |
| Total for all Valuables: |
£200 |
£200 |
£300 |
| Emergency Purchases: |
£100 |
£150 |
£300 |
|
| Personal Money |
£500* |
£500* |
£1,000* |
| Loss or theft of your personal money during a trip. |
| Loss of Passport & Travel Documents |
£250 |
£250 |
£500 |
| Reasonable costs to obtain a new passport if yours is lost or stolen during a trip. |
| Catastrophe & Travel Disruption Cover |
|
|
£5,000*1k* |
Extra travel & accommodation costs if forced to move from pre-booked accommodation due to a disaster affecting the area in which you are staying.
The additional Travel Disruption cover on Elite provides extended Cancellation, Travel Delay and Missed Departure cover in the event that a disaster prevents you from travelling to your destination.
|
Extended cancellation/curtailment |
- |
- |
£5,000 |
| Extended Travel Delay / Abandonment |
- |
- |
£250 / £5,000 |
| Extended Missed Departure |
- |
- |
£2,000 |
| Extended Accommodation cover |
- |
- |
£5,000 |
|
| Personal Liability |
£2,000,000** |
£2,000,000** |
£2,000,000** |
| If you are legally liable for accidentally injuring another person, or causing accidental damage to their property. |
| Legal Expenses |
£10,000** |
£25,000** |
£50,000** |
| To pursue a 3rd party in court who is legally liable for causing accidental injury to you or loss/damage to your property. |
| Ski Equipment |
£300* |
£500* |
£1,000*1k* |
Covers your own ski equipment, or equipment hired by you, in the event of damage, loss or theft.
| Max. per item, pair or set owned |
£200 |
£300 |
£600 |
| Max. per item, pair or set hired |
£150 |
£200 |
£400 |
|
| Ski Pack |
£200* |
£300* |
£600* |
| Reimburses the cost of pre-booked ski school fees, hired skis and ski pass in the event that your illness or injury prevents you from using them. |
| Piste Closure |
£10 p/day; max. £100 |
£20 p/day; max. £200 |
£40 p/day; max. £400 |
| Compensation in the event that you cannot ski in your booked resort due to a lack of snow: you can either claim to travel to another nearby piste or if that is not possible, provides a daily compensation for being unable to ski. Valid for the period 15th December to 31st March only. |
| EXCESSES |
*£75; **£100 |
*£75; **£100 |
*£75; **£100 |
