Category Archives: Travel Insurance

Top 10 Adrenaline Fuelled Activities For Your Bucketlist

Looking for a way to put the excitement back into your out of office adventures? You won’t go far wrong with these extreme sports and activities on your bucketlist – as long as you have a head for heights and frights! 

1: White Water Rafting 

White Water Rafting in California. Image by Kaydin Carlsen CC by 2.0

2: Via Ferrata

Via Ferrata Image courtesy of honister.com

3: Sandboarding

Sandboarding in Namibia. Image by Luke Price CC by 2.0

4: Canyoning

Canyoning in Utah. Image by Cyril Bele CC by 2.0

5: Bungee Jumping

Bungee Jumping in Switzerland. Image by Alan Light CC by 2.0

6: Ice Hiking

 

Ice Hiking “Wolverine”, Helmcken Falls Spray Cave in British Columbia, Canada. Will Gadd and Brit Tim Emmett discover a new universe of ice climbing where a 500 foot waterfall sprays the underside of a gargantuan cave with fantastical ice formations.

7: Skydiving

Skydiving. Image by Philip Leara CC0 1.0

8: Zero Gravity Flight

Zero Gravity Flight in the USA. Image by Steve Jurvetson CC by 2.0 

9: Bull Riding

Bull Riding in California. Image by Peasap CC by 2.0

10: Shark Diving

Shark Cage Diving in Hermanus. Image by Hermanus Backpackers CC by 2.0

GET SPORTS TRAVEL INSURANCE! We cover loads of activities including Shark Diving, Via Ferrata, Dude Ranching, Canyoning, Sandboarding, White Water Rafting, and Bungee Jumping in the UK and overseas. Call 01892 833338 if you’d like to know more, or get an online quote.

 

How To Travel Long Term, And Excuses To Extend Your Stay

Image by Jason Priem CC BY-SA 2.0

Image by Jason Priem CC BY-SA 2.0

Backpacking your way around the world, or at the very least across a continent is on most people’s bucket list – but how do you turn the fantasy into a reality? We share three seemingly simple steps to help make your dreams come true!

1. Find Time

First, you need to find the time to take a long break. Most round the world trips never start because they will always supposedly happen “one day”. You need to choose which day that one day will be. It doesn’t have to be soon, but it should definitely be soon enough to get your pulse racing from excitement! Consider that you will need to save some money, hand your notice in at work, give up your rental, and maybe even sell off some of your belongings… all of which takes time!

2. Save Money

Having given yourself a departure date, you need to plan what you need to save by when to make sure you can fund your trip. It is at this stage you might find that your targets might be difficult to meet, so you might need to take drastic action to protect your finances:

  • Sell belongings
  • Take a second job
  • Move back home/get a roommate
  • Stop going out

3. Commit To A Plan

The first step may be the hardest, but without taking it you won’t get anywhere! So you need to book your first place to stay. Some people plan an entire trip before they leave, others just book a room ready for their arrival and take it from there. Either way, buy the ticket so you can’t back out.

Hooked on backpacking and don’t want to go home?

Once you are on the road less travelled, or a well-worn path of international interest, chances are you won’t want to hurry home. If you are coming to the end of your journey and want to stay longer, you can extend your travel insurance, even while you are still travelling. That just leaves telling family, friends and colleagues that you won’t be home as soon as you thought. Here are some almost plausible reasons you could give for extending your stay abroad…

  • I am still working on my tan.
  • My backpack broke so I can’t get my stuff on the plane.
  • I am only half way through my bucket list.
  • I still have some sunscreen left, and I don’t want to waste it.
  • A camel ate my map, and now I can’t find my way to the airport.

We provide longstay travel insurance for trips from 3 to 18 months, with option for extending travel insurance while you are still abroad. Call 01892 833338 if you’d like to know more, or get an online quote.

Top Tips For The Mature Solo Traveller

 

Travel Tips for Mature Solo Travellers

Courtesy of friendshiptravel.com

If you are single, over 50, and want to travel the world, you will love these essential tips, guaranteed to ease the anxieties of travelling alone, and make your holiday more enjoyable! 

Spend Wisely

Travel off-peak when it is cheaper, but also be mindful of seasonal and extreme weather conditions for your own comfort and safety – you don’t want to get a cheap deal because you’re travelling during the monsoon for example!

Solo travellers should be aware of single rooms supplements – consider booking through a dedicated solo travellers website to make sure you aren’t paying over the odds just because you aren’t sharing your room!

Travel Lightly

Only take a few items with a view to doing washing while you are away, that way you can take a smaller bag. Using a suitcase with wheels will make lugging your luggage around much easier. A top tip from seasoned travellers is to invest in a luggage set so your hand luggage attaches to your suitcase making it easier to manoeuvre.

Stay Safe

Leave essential travel details with someone back home – insurance details, passport number etc. in case your property gets lost or stolen. Another good precaution is to take a pre-paid money card to avoid carrying too much cash with you. You should also make a note of the local emergency numbers and key phrases in the local lingo. Final safety tip: Update friends or relatives with your itinerary so they know where you planned to go should they worry about your whereabouts.

Don’t Ignore Health Issues

If you need medication, be sure to pack enough for the whole holiday and keep them in original packets to go through customs. It is wise to make a note of your medication’s generic name in case you need more while you are away. Other things to consider could be: backup batteries for hearing aids, a spare set of glasses. If you have mobility issues, notify your airline, cruise or tour operator well ahead of your travel date.

Work On Your Wellness

Stay hydrated to boost your energy levels and take regular short walks to aid circulation.If you are flying to your destination wear compression flight socks to reduce risk of Deep Vein Thrombosis (DVT).

Is Accessibility An Issue?

Assess the accessibility of your accommodation – would steps be a problem, is it at the top of a hill? You should also consider the accessibility of the location – if you are out of town are you close to public transport? Another point to consider would be to tell a car hire company your age before you arrive in case they have limits. You could also consider staying at a resort that has everything you need to hand.

 Get The Right Insurance

Check that you have adequate travel insurance, as if you are over a certain age there may be limitations on standard policies, and age-related conditions may need specific cover. You should also make sure you understand what pre-existing conditions your insurer needs to be aware of. We actually specialise in offering holiday insurance for travellers with pre-existing medical conditions, and for the more mature traveller!

Travel With Other Mature Solo Travellers

No matter how mature you are, travelling solo can be a daunting experience, but it is in fact dining alone that causes the greatest anxiety. If this sounds familiar, consider booking a holiday where you can choose to socialise with other solo travellers without the fear of ending up on a dating-style “singles holiday”. Friendship Travel provide group dining in the evening, offering holidaymakers the feeling of safety, security and company alongside the freedom to be as sociable (or not) as you choose. One package that would appeal to the older solo traveller this summer is in Tsilivi, north of Zante town:

Friendship Travel has virtually exclusive use of a small hotel just 100 metres from the beach. Facilities include a swimming pool, bar and restaurant and a stroll of around 10 minutes leads to the heart of the resort. A seven-night holiday costs from £595 to £735 per person inclusive of return Gatwick flights, transfers, accommodation with breakfast, five evening meals, sole occupancy of a twin room and services of a Friendship Travel host. To find out more call Friendship Travel Reservations on: 0871 200 2035.

 

Heli Skiing – Exposing The Thrill For First-Timers

Southern Lakes Heliski

Courtesy of powderhounds.com

If you like living life on the wilder side, chances are heli skiing is on your list of Awesome Travel Adventures, and if it’s not – it should be! We caught up with a couple of heli ski operators to find out more about the tantalising temptation of pure powder.

What the Heli ski?

Heli skiing is pretty self-explanatory, it involves a helicopter and skiing. Contrary to many people’s ideas, you do not take to the slopes by jumping out of a helicopter (a la 007), the helicopter takes you to some of the best untouched powder snow out there, and lands safely to let you out. Heli skiing isn’t an extreme sport, just for daredevils or stunt skiers – it’s suitable for strong intermediate to expert powder riders, and there are even some heli skiing operations that are well suited to first timers.

Harris Mountains Heli Skiing www.powderhounds.com

Harris Mountains Heli Skiing Courtesy of powderhounds.com

How good do you need to be to heli ski?

If you’ve never tried skiing, you’ll definitely need to get a bit of experience under your belt to take on heli skiing. At a minimum riders should be able to ride a red run in any condition at a ski resort, although some operators say that experience on an ungroomed black run at a ski resort and feeling comfortable on tree runs is the best place to be before trying it out. If you aren’t sure, you could always take a soft approach by booking a day heli skiing as part of your wider ski holiday. Day heli skiing is a convenient and a relatively low cost introduction. Be warned – this teaser is likely to leave you wanting more!

“Heli skiing is for those who love skiing or boarding powder but are tired of the tracked out slopes at the ski resorts.” Lyndell Keating, Powderhounds

Get fit to get the most out of it!

A pre-season fitness regime focusing on legs and lungs will add to your heli skiing enjoyment, because guess what – if you are a powder virgin, you are going to find taking on the deep stuff pretty tiring! When you get there, and the conditions are perfect, nothing will be more frustrating than your body preventing you from making the most of an adventure you have spent years dreaming about.

Southern Lakes Heliski

Southern Lakes Heliski Courtesy of powderhounds.com

When and where to go

The heli ski season varies significantly depending on where you want to go. For Canada and the lower 48 of the US, the peak heli ski season is February, with operations generally running from December to early April. The main Alaskan heli skiing season is March to April, when there are adequate daylight hours. The New Zealand and South American heli skiing season is from July to September, with the peak season being in August. In Europe, January & February is usually colder, with more fresh powder about, but inclement weather can stop play. March and April on the other hand tends to have more ‘bluebird’ days and the alpine terrain is generally more accessible.

An adventure worthy of a bucketlist?

We believe so!  Heli skiing should be on every serious skiers bucket list – it is a realistic aspiration that is easy to fulfil. This is what operators Powderhounds and Scott Dunn had to say on the subject…

“Heli skiing or heli boarding should absolutely be on the bucket list of every avid powder hound or adventurous skier or snowboarder. The helicopter rides are amazing in themselves. The spectacular vistas up high in the remote mountains are intoxicating and then the trip down in the virgin powder is often sublime. Heli skiing is the ultimate skiing or boarding experience.” Lyndell Keating, Powderhounds

“There comes a time in every skier’s life when you feel the need to try something new and experience something quite unlike anything you have ever experienced before. The adrenaline starts pumping with the sound of the first thud of the rotor blades and you are whisked off on an exhilarating ride to places where vast fields of beautiful virgin powder lie in wait. Gliding through blankets of pristine powder away from the crowds in the heart of the mountains is something that every skier should experience, at least once.” Kirsty Edwards, Scott Dunn

Harris Mountains Heli Skiing

Harris Mountains Heli Skiing Courtesy of powderhounds.com

What are you waiting for? Book it!

Canada, Alaska, US, New Zealand, South America and Japan heli skiing packages from PowderHounds.com

Heli for First Timers (Canada) from PurePowder.com

European heli skiing trips from ScottDunn.com

Scott Dunn offers a 7 night stay at Chalet Chinchilla in Val d’Isere, France from 1,985 per person based on six sharing and including return British Airways flights, luxury coach transfers, private chef and chalet host. 1 day heliski packages departing from Scott Dunn’s chalets in Val d’Isere start from £360 (€429) per person (based on a private group of four). 

 

DON’T FORGET YOUR HELI SKI INSURANCE! Extend your worldwideinsure.com wintersports insurance to include heli skiing, and you can go play in the powder knowing that we’ve got you covered should your holiday not go to plan. Call 01892 833338 if you’d like to know more, or visit our homepage to get an online quote.

Christmas in Durban – A South Africa v England Test Match Mini Travel Guide

England’s tour of South Africa takes the Cricket team to Durban for what promises to be a hot and humid Christmas! With the 1st Test, which takes place at Kingsmead Stadium, running from Boxing Day to the 30th December we thought we’d share insider ideas for passing time in this part of the world.

Durban at night. © Image & Design Ian Halsey MMXV

Durban at night. © Image & Design Ian Halsey MMXV CC BY-NC 2.0

 The Beach

For Brits, heading to the beach on Christmas Day is sure to be a surreal experience, more so if you head to a Durban beach as it gets packed with locals during this holiday period. Those in the know suggest avoiding the beaches altogether, but we guess it is horses for courses, and maybe you might enjoy that kinda thing.

Behold: the inevitable cliché by Tyler Yeo

Behold: the inevitable cliché by Tyler Yeo CC BY 2.0

The Food

Most places are closed on Christmas Day, but you can still find a few choice eateries open. The Rainbow Terrace Hilton Restaurant, Cosmopolitan Restaurant and The Oyster Box are all top choices – to discover more about menus and what is available where visit The Durban Food Blog. However you may find places have been booked up way in advance, in which case speak with your accommodation provider who may be able to help you find something less well known, or they may even extend an invite to their own festive celebrations.

The Activities

  • Whale and dolphin watching from Wilson’s Wharf
  • Catamaran trip
  • Scuba diving at the Aliwal Shoal – about an hour drive from Durban
  • Tala Game Reserve – about a half hour drive inland
Durban 2012 - 12 by Brent De Vries

Durban 2012 – 12 by Brent De Vries CC BY-NC 2.0

The Match

Kingsmead Stadium in Durban is home to the Boxing Day test match whenever the Test Series is played in South Africa. In 2015 it runs from Saturday 26th to Wednesday 30th December before cricketing fun moves on to Cape Town. England fans will no doubt have all their fingers crossed as England were beaten 2-0 at home when the two countries last met in a Test series in 2012. For more information about what to expect visit the EBC website. 

Don’t forget your travel insurance!

Whether this is the only trip you’ll make all year, one of many, or you plan to visit Durban while you are already travelling – we have a great value comprehensive travel insurance option for you. Visit WorldwideInsure.com to find out more.

Forget Halloween – Check Out These Top 10 Holiday Horrors!

Forget Halloween – Check Out These Top 10 Holiday Horrors!

Spooky Pumpkins by hjl 2013

We share the top 10 ways a holiday can go awry – and how WorldwideInsure.com can help.

  1. You are at the airport, your passport is on your kitchen table.
  2. You are not at the airport, you are stuck on the M25; your plane is leaving the airport.
  3. You arrive at your destination, your luggage arrives at a different destination, in a different timezone; possibly a different universe.
  4. You booked into a new five star resort, when you turn up you see clearly that you were looking at a concept drawing, once you’ve got past the cement mixers!
  5. You routinely apply your sunscreen only to find out that it is factor 2, AFTER you get third degree sunburn.
  6. You return to your hotel after a few too many Sambuccas, you wake up to find your passport gone, with vague memories of tossing it into the sea shouting “I never wanna leave this place, it’s beautiful!”
  7. You return to your hotel after a few too many Sambuccas, you wake up to find that you are in hospital after falling off your balcony.
  8. You stick to glasses of water, but didn’t check it was bottled water, you head to hospital with a very upset stomach.
  9. You hire a car on holiday and have a prang. Then you find out that your car hire excess is excessive and that you might have to sell your house to cover the bill.
  10. You wake up to find you have posted inappropriate pictures of yourself at a foam party on LinkedIn.

How WorldwideInsure.com can help

Missed flight – If you have missed a departure because a coach has broken down, we can help – however, if you’ve gone and left your passport on the table at home, you’ll be experiencing an expensive learning curve!

 Lost or stolen luggage, passport or wallet – These are holiday fails are covered as standard with all our travel insurance policies. They must be lost or stolen though – disposing of them yourself in a moment of madness is not covered!

 Mis-sold a holiday – if you’re disappointed with the facilities or feel they do not meet the description in the brochure, you will need to pursue any requests for compensation direct with the Tour Operator.  If you are injured on holiday due to building works at the hotel, you may be able to use the Legal Expenses cover to pursue a claim.

Medical help – Treatment for accidents and injury is covered, as is repatriation to your home country – as long as you were not under the influence of alcohol or illegal substances when you got hurt.

Car hire excess insurance – We offer a cost effective policy that will make sure you aren’t stung by car hire companies in the UK or abroad. To find out more from Norbert.

Posting inappropriate pictures to your social networking sites – This one we can’t help with, sorry!

 WorldwideInsure.com have you covered for almost any pickle you might get yourself into while on holiday. You just need to get yourself the insurance! For more information about travel insurance tailored to suit your lifestyle call 01892 833338.

UK Travel Insurance Deal For EU Residents

No matter where you live in the EU, you can now get comprehensive travel cover, including repatriation to your EU home country at a lower price than last year from WorldwideInsure.com.

EU residents, whether ex-pats or on home turf, can buy travel insurance from one of the UK’s favourite travel insurance providers and benefit from having a comprehensive yet flexible policy next time they take a break. WorldwideInsure.com can tailor individual policies to suit anyone’s individual needs – whether you have a pre-existing medical condition, you want cover for competing in extreme sports, or you just want to make sure you get home safe should the worst happen – you are in good hands, no matter where you live in the EU.

Lower Premiums – This year WorldwideInsure.com has lowered the premiums on its European Resident Travel Insurance policy, resulting in one of the best deals on flexible comprehensive cover for travel anywhere in EU.

Repatriation – Having an accident abroad could cost more than an arm and a leg, it could cost you your possessions too if you can’t foot the bill for treatment and missed flights.  EU Resident Travel Insurance includes repatriation to your EU home country – one less thing to worry about if your holiday does not go to plan!

Pre-existing Medical Conditions Welcomed – There is no need to give up holidays just because you have a known illness. Cover is available from WorldwideInsure.com for most pre-existing medical conditions. In most instances, you can declare the condition, and it can be insured. Some conditions may be subject to additional terms and an extra premium may apply.

Lost Luggage – This is top of the holiday horror list! Losing your luggage is a bad start to any holiday, and we don’t want to let it ruin yours, which is why lost luggage cover comes as standard with our policies.

Missed Departure and Cancellations – Ever lost out on holiday time when it wasn’t your fault? Maybe due to illness, a family bereavement or maybe you missed a departure because the coach to the airport broke down? Once again, we don’t want to see a bad event made worse, so we cover cancellations too.

 EU Resident Travel Insurance

  • Annual multi trip cover
  • Travel insurance for short breaks
  • Longstay cover for backpackers
  • Cover if you have already left your home country
  • Most pre-existing medical conditions can be declared and insured
  • Repatriation to your EU home country
  • Option to add cover for extreme sports

For a free instant quote go to WorldwideInsure.com’s EU Resident Travel Insurance page or call the UK office on: 00 44 1892 833338.

 

TRAVEL GUIDE – UCI BMX World Championships 2015, Belgium

Adrenaline fuelled activities – just what every fun-loving, globe-trotting, sports-fan wants in a weekend break. This month we recommend you take a trip to Belgium and catch the UCI BMX World Championships in Heusden-Zolder, held from 21st-25th of August. Here’s what you need to know…

The Event

Circuit Zolder has been hailed as an exciting course indeed, in fact it has been given status as an F1 circuit at BMX level and is one of the top 10 circuits of its type in the world. This means that the UCI BMX World Championships is guaranteed some incredibly exciting races. To get a taste of what could be in store, just take a look at last year’s Championship final:

There will be 55 nationalities from around the entire world taking part, with a staggering 3,000 riders taking to the course throughout the week. As if those numbers aren’t impressive enough, if you go visit, you’ll be one of 18,000 spectators there!

The Location

To be fair, Heusden-Zolder offers little for the visitor apart from the high-octane Circuit Zolder.  There are more leisurely attractions about the place including some picturesque churches, parks and gardens. Visitors should head to the nearby city of Hasselt which boasts a grand palace, restaurants, cafes and bars!

Where To Stay

Head to Yup Hotel in Hasselt, a 3 Star hotel only 11km from Circuit Zolder. It has undergone recent renovation, and as it is slap bang in the city centre, ideal for frequenting those bars and restaurants we mentioned!

Yup hotel is the perfect choice for those attending the BMX World Championships because BMX bikes are allowed in the hotel rooms, and there are special group rates during the event. Prices start at just €53.50 p.p. in a double room, with breakfast included.  Email info@yuphotel.com to find out more!

Fond of extreme sports? Don’t forget to take out our special insurance that covers all sorts of adrenaline-fuelled antics on holiday!

Getting Married Abroad – 10 Facts You’ll Want To Know

Destination weddings are decidedly en-vogue. If you and your other half are one of the increasing number of couples taking to the skies to get married abroad take a peek at our top 10 wedding facts.

1. The average spend on an overseas wedding is around £7,000 – half of what the average UK wedding costs!

2. You can’t actually get married at the top romantic destination, the Maldives. Instead couples can head here to renew vows.

3. You can only marry on certain days at many destinations, this is often dependent on the flights that go to your chosen location.

4. Seasons are different abroad! The summer months at your chosen destination might well be during the UK winter. Check your climate facts before booking a wedding, or else you might find you bag a bargain because it is monsoon season!

5. If you change your passport to your married name before you travel, you may have trouble entering the country as the ticket name has to match the passport. You don’t want to miss your own wedding!

6. You’ll want to purchase wedding insurance as well as travel insurance for your destination wedding. Wedding insurance provides cover should a close relative become ill and the wedding has to be cancelled, or if adverse weather conditions mean that the bride and groom, and the majority of guests cannot get to the wedding.

Worldwideinsure.com Wedding Insurance includes:

  • Cover for damage to the wedding dress and other ceremonial attire
  • Loss or damage of wedding gifts
  • Loss or damage to the wedding cake, wedding rings, flowers

7. Weddings abroad are more likely to be rescheduled due to inclement weather. Therefore it is advisable to avoid having your wedding date on any gifts or décor at the reception.

8. Wedding gowns and suits made of natural fabric can be rescued after a long journey by being hung in a hot steamy room.

9. You must reside in the destination of your choice for a set amount of time before you marry. This varies from country to country. For example in Turks and Caicos Islands you must be in the country for at least 24 hours, but in France you need to arrive at least 40 days before the wedding. Check your destination to find out before you book!

10. The Top 10 Wedding Destinations of 2015!

  1. Mauritius
  2. Sri Lanka
  3. St Lucia
  4. USA
  5. Barbados
  6. Thailand
  7. Antigua
  8. Mexico
  9. Maldives – renewal of vows only
  10. Seychelles

Find out more about wedding insurance for the UK and away in our recent blog.

10 Tips for Travelling Safely

Travelling abroad is a wonderful experience that everyone should have, but as unrest grows around the world many would-be travellers may be feeling anxious about visiting their dream destinations.

The following tips will help you to plan a safe trip, and to stay vigilant and out of harm’s way, wherever you are. 

1. Check before you go

Some destinations may well be too risky at present, and authorities will advise that unless absolutely essential, you should not travel to or within certain regions. Check the gov.uk website for location-specific advice and information, and if necessary, pick somewhere else to visit.

2. Stay informed

Keeping reading and watching the news while you are away, both for the country or region where you are and the rest of the world. If any potentially risky situations arise they will give up-to-the-minute advice for staying safe.

3. Careful where you point your cameras

Obviously you will probably want to take lots of photos wherever you go, but just be careful near military bases, government buildings, or public locations such as airports. Shooting stills or video or using binoculars in these locations could lead to unpleasant misunderstandings, so unless you want to have your camera confiscated or be taken in for questioning, be sensible and obey any directions.

4. Stay on the right side of the law

Other cultures have very different laws values and taboos, and if haven’t made yourself aware of what they are you may find yourself unwittingly committing an offence and getting a hefty fine, or even arrested. Identify and adhere to local laws and customs so that you know you can stay out of trouble. Even if something isn’t against the law, certain behaviours can be seen as disrespectful by locals. If you don’t want to outstay your welcome in an area, take the time to find out how to behave.

This varies from country to country, so be sure to check gov.uk for info for all your destinations.

5. Stay vigilant

Unsuspecting people make the easiest prey for thieves, so if you look like you are on the alert they will most likely leave you alone. Keep looking around, noticing your surroundings and who is coming and going, and thieves will pass you by on the lookout for easier victims.

Crimes motivated by political unrest often target areas that attract foreigners and travellers such as hotels, bars, restaurants, embassies etc, so be extra vigilant in these areas and report anything suspicious to the local police.

6. Don’t flash your valuables or dress like a tourist

Thieves find a way to operate pretty much anywhere in the world, so wherever your destination, try to blend in so that you don’t advertise yourself as a tourist. Steer clear of new or expensive-looking clothes shoes and bags, and shun any hats or bags bearing the logos of tour operators. Take care not to display valuables like your mobile phone and camera, and consider using padlocks on any backpacks or luggage. Opt for digital maps downloaded to your mobile phone rather than paper, and avoid checking them too openly when walking.

Always keep your wallet and phone in your front pocket – never the back pocket – and in  crowded areas move your backpack to the front of your body. Carrying a decoy wallet with a little cash and a couple of expired cards is also a great tip – should the unthinkable happen you can throw the decoy at the thief and hopefully keep your real one.

7. Take your old phone

If you don’t want to risk losing your nice shiny gadget, consider taking an old mobile handset with you. Make sure you have your emergency contacts programmed in, as well as local emergency numbers such as the police and embassy at your destination. If you’re travelling alone or in a risky area, mobile phones can be used for personal safety in many new ways – check out specialised safety apps such as Emergensee and Travel Safe.

8.  Know the health risks

Some destinations require certain vaccinations, some of which need to be administered over the course of a few weeks. Check the NHS Fit For Travel website to make sure you know which vaccinations you need, and what other health risks you might need to be aware of while you’re away.

9. Don’t lose your documents

Having one of your bags get lost or stolen is never good, but if you have made copies of all your important documents then you can at least minimise the disruption to your plans and arrange for replacements quickly. Photocopy the photo page of your passport, the fronts and backs of any bank cards, your driver’s license, your travel insurance, accommodation info, tickets etc and keep the copies separate from the originals. It’s also very handy to scan the docs and email them to yourself and a trusted friend, so that you can at least print new copies if you lose the others (make sure you use a web-based mail account that you can access from anywhere).

10. Ensure you’re insured!

Having adequate insurance for your trip is vital, and if anything goes wrong – from getting robbed to falling ill, to your trip being cancelled due to natural disasters or political unrest – you will be very glad you took it out.

Why not give one of our advisors a call today on 01892 628584 to find out how we can help you stay safe on your holiday abroad or visit worldwideinsure.com for an instant online quote.