Travel insurance isn’t just for trips abroad, it can give you the cover you need for holidays at home too. This cover is essential given the rising cost of accommodation and travel within the UK, not to mention the high cost of pre-booked events and activities while you are away.
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Cost of Travel Insurance vs Cost of a UK Holiday
The average UK staycation spend is around £1,200* – not an amount to be sniffed at should something happen that means you can’t go on holiday. Without travel insurance this money would certainly be lost! Travel insurance for a whole family comes in at a fraction of the cost of a UK break and can protect your holiday investment when things don’t go to plan such as:
- Trip cancellations
- Missed connections – flights, ferries, and trains
- Lost luggage
- Personal liability cover
- Repatriation within the UK
- Cover for private treatment and rescue
- Missed pre-booked activities, tours and events
UK travel insurance, just like its international counterpart, will have a 24/7 helpline to provide assistance and advice when you need it most.
Travel Insurance Can Help You Get Home If You Are Injured
You may think this doesn’t matter if you are in the UK covered by NHS services, but it does matter if injuries mean you need assistance to get you, your family, and all of your belongings back home.
With as many as 58%* of holidaymakers setting their hopes on a UK adventure break for 2025 – where digital detoxing means hiking, kayaking, coasteering, and other outdoor adventures are high on the agenda – the risks of injury are significantly higher. Suffering a broken ankle while hiking in the Cairngorms is going to make getting home with all your possessions an expensive holiday add-on unless you have the right travel cover.
Planes, Trains, (Ferries) and Automobiles…
If you are travelling by car, you’ll likely already have breakdown insurance that will get you back home, but plenty of holidays in the UK involve taking a domestic flight to the destination. These trips are just the same as going abroad, carrying the same cost-risks of lost luggage, missed flights, cancellations and delays. The risks are just as likely, but probably more costly if you are travelling by train, money you wouldn’t want to lose should the unexpected happen! Ferries may also be part of your travel plans whether island hopping around Scotland, taking a Ferry over to Ireland, or the Isle of Wight, or any number of travel plans in between. Again, costs that would be better to recoup if you can.
Planning to hire a car, campervan or motorhome for your trip?
Make sure you get Vehicle Rental Insurance, a cost-effective option compared to the rental companies Collision Damage Waivers. Get in touch for a quote!
When Travel Insurance is Essential for UK Trips
We get it! Not all staycations are the same, but if you have any of the following as part of your UK holiday plans, you’ll find that investing in travel insurance will bring you peace of mind, and help you out of a sticky situation when you really need it.
- Domestic Flights: protect yourself from cancellations, delays, lost baggage.
- Train Journeys & Ferries: don’t be out of pocket because of strike action or missed connections.
- Hotels & Rentals: you risk losing money if you need to cancel your trip.
- Events & Experiences: money paid in advance for theatre tickets, tours, and adventure activities is gone for sure if you don’t have cover.
Annual Travel Insurance – The Cost-Effective Way to Protect All Your Trips
Whether you solely holiday in the UK, or whether having a UK break is part of your annual adventures that take you around the world, an Annual Travel Insurance Policy is the most cost-effective way to be covered.
Talk To Us About Your UK Travel Insurance Needs
We are a no-fuss, friendly bunch here at worldwideinsure.com and happy to help you choose the right travel insurance based on your needs. Give us a call on 01892833338 or visit our website to get a quote!