Pregnancy Coverage in Travel Insurance

Embarking on a babymoon is an exciting and memorable experience, but it also comes with its own set of risks and concerns. Here’s what you need to know about specialist pregnancy travel insurance to have a worry-free trip.

Image of pregnant lady on holiday

Image by Bgmfotografia CC0

Why Is Travel Insurance Important for Pregnant Women?

Pregnancy can bring unexpected complications, and travelling to a foreign country can add to the stress and uncertainty. Having travel insurance can provide peace of mind and financial protection in case of any unforeseen circumstances involving the health of you and your baby as well as your belongings.

Medical Coverage – One of the main reasons to have travel insurance while pregnant is to ensure you are covered in case of any medical emergencies, such as premature labour or pregnancy-related complications. Travel insurance can cover the costs of medical treatment, hospital stays, and even emergency medical evacuation if needed.

Trip Cancellation or Interruption – Pregnancy can also bring unexpected changes in plans. If you need to cancel or cut short your trip due to pregnancy-related complications, travel insurance can cover the costs of non-refundable expenses such as flights, accommodations, and activities.

Peace of Mind – Travelling while pregnant can be stressful, and having travel insurance can provide peace of mind. Knowing that you are covered in case of any emergencies can help you relax and enjoy your trip without worrying about the financial burden.


What Does Pregnancy Travel Insurance Include?

In a nutshell, travel insurance for pregnancy includes the usual cover for any travel insurance, but with the added protection of pregnancy related complications and a variety of gynaecological conditions.

image of pregnancy travel insurance benefits

●      Medical Expenses

●      Repatriation

●      Trip Cancellation or Interruption

●      Emergency Assistance

●      Loss or theft of personal belongings

●      24/7 multilingual helpline

However, if you have had complications in a previous pregnancy or are travelling beyond 28 weeks and have an existing medical condition that could impact your pregnancy, you will need to be screened by our team to ensure that we build the right travel insurance package to meet your needs.

Get peace of mind before you travel – call our team on 01892833338 to get a pregnancy travel insurance quote to cover you on your next trip.


Travel Safety While Pregnant

  • Although you can travel up until 36 weeks pregnant (note that some airlines have a lower limit, especially for long-haul flights) a babymoon is best taken before you reach 28 weeks. Not only is it considered safer, but you will likely have more energy to enjoy your break before baby arrives.
  • For your comfort and to minimise risk of DVT, keep to flights that are under three hours and try to avoid lengthy transfers at your destination.
  • Choose a location that has good transport connections and medical facilities, and don’t forget to take your GHIC (the new European Health Insurance Card), and make sure you have adequate travel insurance to meet your needs.
  • Remember to pack your maternity notes! If you become unwell during travel or at your destination this will make things a whole lot easier when you go to get treatment.
  • It is recommended to avoid areas where you would need a vaccination to travel – live vaccines can be harmful to an unborn child, but having them is recommended if travelling to a high risk area. Places with Malaria, Zika, and Dengue are very high risk destinations during pregnancy.

Find out where you could spend your babymoon in our Babymoon Destination Guide!



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