What insurance do you need for a ski holiday?

If you are heading off to the slopes this season, you need to get yourself some specialist wintersports travel insurance. Read on to find out what it is, what it covers, and how it could save you a small fortune on your next holiday!

Ski Insurance Image by Daniel Frank CC0

Image by Daniel Frank CC0

You need a different insurance for skiing!

Regular travel insurance won’t provide the cover you need on a ski holiday. Put simply, a ski holiday carries far more risk when it comes to injuries and losses that other types of holiday, so you need a specialist insurance policy that covers those risks.

Wintersports travel insurance does just that. Sustaining a serious injury in near inaccessible places is a potentially bankrupting experience without the right  travel insurance. In addition to that, you will want a policy that specifically insures the loss or damage of expensive ski equipment – whether it is yours or hired, and compensation for piste closures.

Does travel insurance cover ski passes?

Regular travel insurance will not cover ski passes, but wintersports policies will. Whether they are lost or stolen, and even if they go unused due to piste closures, your passes will be covered.

Does a GHIC or EHIC cover skiing?

The Global Health Insurance Card (GHIC), currently replacing the EHIC (European Health Insurance Card) entitles the holder to the same level of medical care, at the same cost, as a resident of that country. It in no way guarantees free medical treatment and the UK Government states:

“Your UK GHIC is not a substitute for travel insurance. You should take out private travel insurance before your trip. [The GHIC] may not cover all health costs and never covers being flown back to the UK (medical repatriation).” Find out more at gov.uk

So, if you find yourself needing a mountain rescue or need to be flown back home to the UK, don’t expect your GHIC to cover those expenses! Find out more about GHICs here.

What does wintersports travel insurance include?

As well as the usual things covered by travel insurance such as lost or stolen baggage or passports, cancellations of holidays and flights, Wintersports & Ski Insurance covers:

  • Mountain rescue
  • Repatriation
  • Accidental injury to others – easy on skis!
  • Lost, damaged or stolen ski equipment
  • Lost, stolen, or unused ski passes
  • Piste closures

What is classed as a wintersport on travel insurance?

All sorts of amazing activities are covered in our Wintersports & Ski Insurance! Here are a few examples:

  • On-piste & off-piste skiing and snowboarding
  • Cross country skiing
  • Snowmobiling
  • Tobogganing
  • Heli-skiing
  • Glacier walking

But loads of other activities are covered – even dry ski slopes and ice skating!

Benefits of Wintersport & Ski Travel Insurance with Worldwideinsure.com

Description oi Benefits of wintersports travel insurance

Get an instant online quote or call us on 01892 833338 to arrange competitively priced comprehensive ski travel insurance for your next snowy adventure!


Stay safe and avoid injury on the slopes! Check out these articles to find out how:

The most common ski injuries and how to avoid them

Prepping for a safe ski holiday – how to get fit and ready for action!

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